54510 27th St, South Bend, IN 46635 Property Records

St. Joseph County property record for 54510 27th St, South Bend, IN 46635

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1954
Lot Size0.235 acres (10,241 sqft)
OwnerIndividual Name on File
Tax Bill$2,201 (2024)
Deeds & MortgagesMay 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN71-04-32-327-005.000-003

Property Details

APN / Parcel Number

Primary APN71-04-32-327-005.000-003
Alternative APN
  • 00221557082

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Basement Area1,040 sqft
Family RoomFamily Room
Game RoomGame Room

Exterior

Year BuiltBuilt 1954
Exterior MaterialBlock
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area10,241 sqft (0.235 acres)
Lot Dimensions133 ft deep x 77 ft wide
Garage TypeAttached
Garage Area320 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00221557082
Street Address54510 27TH ST
CitySOUTH BEND
StateIN
Zip46635-1804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 540 WILMETTE PARK 3RD ADD
Legal SubdivisionWILMETTE PARK 3RD ADD
Legal Lot Number540
JurisdictionST JOSEPH IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1009
Census Tract11310

Owner

54510 27th St is owned and occupied by an individual who acquired it in May 2002.

Source: St. Joseph County records, as of March 6, 2026

Owner of RecordIndividual Name on File
Mailing Address54510 27TH ST, SOUTH BEND, IN 46635-1804
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2002
Deed SaleMay 23, 2002
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH IN
Property Address54510 27TH ST, SOUTH BEND, IN 46635-1804
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002309968
DateMay 9, 2023
Instrument2309968
Lender
NameNOTRE DAME FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 15, 2053
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountySt. Joseph County
County SubdivisionClay Township
Unified School DistrictSouth Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$215,800 Land $49,100 Building $166,700$215,800 Land $49,100 Building $166,700
2024$2,201.00 (+30.78%)
2023$1,683.00 (-9.13%)$173,200 (-) Land $49,100 Building $124,100$173,200 (-) Land $49,100 Building $124,100
2022$1,852.00$173,200 Land $49,100 Building $124,100$173,200 Land $49,100 Building $124,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54510 27th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 54510 27th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH BEND WATER WORKS
serves 115,000 people · EPA ID IN5271014
Water SourceGroundwater
Last State InspectionMar 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Metronet, Verizon.

Nearby Properties on 27th St

Nearby Streets

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