54499 27th St, South Bend, IN 46635 Property Records

St. Joseph County property record for 54499 27th St, South Bend, IN 46635

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,107 sqft · built 1942
Lot Size0.153 acres (6,700 sqft)
OwnerIndividual Name on File
Last Sale$154,900 (Mar 2023)
Tax Bill$746 (2024)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN71-04-32-326-011.000-003

Property Details

APN / Parcel Number

Primary APN71-04-32-326-011.000-003
Alternative APN
  • 00221557077

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories2 Stories
Building Area1,107 sqft Living Area
Basement Area864 sqft

Exterior

Year BuiltBuilt 1942
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area6,700 sqft (0.153 acres)
Lot Dimensions134 ft deep x 50 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number00221557077
Street Address54499 27TH ST
CitySOUTH BEND
StateIN
Zip46635-1803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 535 WILMETTE PARK 3RD ADD
Legal SubdivisionWILMETTE PARK 3RD ADD
Legal Lot Number535
JurisdictionST JOSEPH IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1010
Census Tract11310

Owner

54499 27th St is owned and occupied by an individual who bought it in March 2023.

Source: St. Joseph County records, as of March 6, 2026

Owner of RecordIndividual Name on File
Mailing Address54499 27TH ST, SOUTH BEND, IN 46635-1803
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2023 · Amount on File
Deed SaleMar 6, 2023 · Amount on File
Deed Document Number0002304628
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH IN
Recording DateMar 6, 2023
Property Address54499 27TH ST, SOUTH BEND, IN 46635-1803
Document Number0002304628
Map ReferencePB 16 PG W-1 W-1-A
Instrument DateMar 1, 2023
Instrument2304628
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyMETROPLITAN TITLE, METROPOLITAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address54499 27TH ST, SOUTH BEND, IN 46635-1803

Mortgage

Document Number0002304629
DateMar 6, 2023
Instrument2304629
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountySt. Joseph County
County SubdivisionClay Township
Unified School DistrictSouth Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$105,500 Land $32,200 Building $73,300$105,500 Land $32,200 Building $73,300
2024$746.00 (+49.5%)
2023$499.00 (-73.68%)$83,400 (-) Land $32,200 Building $51,200$83,400 (-) Land $32,200 Building $51,200
2022$1,896.00$83,400 Land $32,200 Building $51,200$83,400 Land $32,200 Building $51,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54499 27th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 54499 27th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH BEND WATER WORKS
serves 115,000 people · EPA ID IN5271014
Water SourceGroundwater
Last State InspectionMar 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Metronet, Verizon.

Nearby Properties on 27th St

Nearby Streets

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