5451 Waverly Ave, La Jolla, CA 92037 Property Records

San Diego County property record for 5451 Waverly Ave, La Jolla, CA 92037

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,620 sqft · built 1949
Lot Size0.95 acres (4,157 sqft)
Owner2 Individual Names on File
Last Sale$469,000 (Jul 1999)
Tax Bill$9,688 (2025)
Deeds & MortgagesOct 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN357-622-03-00

Property Details

APN / Parcel Number

Primary APN357-622-03-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,620 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Lot Area4,157 sqft (0.95 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address5451 WAVERLY AVE
CityLA JOLLA
StateCA
Zip92037-7645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-7
Legal DescriptionBLK 25 LOT 5 TR 001083
Legal SubdivisionBIRD ROCK ADD
Legal Tract001083
Legal Block25
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3014
Census Tract8102

Owner

5451 Waverly Ave is owned and occupied by two individuals who acquired it in February 2005.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address5451 WAVERLY AVE, LA JOLLA, CA 92037-7645
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 1999 · Amount on File
Deed SaleJul 14, 1999 · Amount on File
Deed Document Number1999487899
Last Transfer DateFeb 28, 2005
Transfer Doc0000217187
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateOct 16, 2026
Property Address5451 WAVERLY AVE, LA JOLLA, CA 92037-7645
Document Number0000300949
Instrument DateOct 8, 2026
Instrument2026300949
Transaction TypeMortgage
Record UpdatedOct 23, 2026
Title CompanyTICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address5451 WAVERLY AVE, LA JOLLA, CA 92037-7645

Mortgage

Document Number0000300949,
DateOct 16, 2026
Instrument2026300949
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5451 Waverly Ave was $9,688.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$735,236 (+2%) Land $595,725 Building $139,511
2025$9,688.00$720,821 Land $584,045 Building $136,776
2023$8,621.00 (+2.7%)$692,833 Land $561,367 Building $131,466
2022$8,394.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5451 Waverly Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (1978–2023)
Claims Outside the SFHA1 of 3
Most Recent ClaimMar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5451 Waverly Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Waverly Ave

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