San Diego County property record for 5438 Waverly Ave, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,402 sqft · built 2000 |
| Lot Size | 0.161 acres (7,027 sqft) |
| Owner | Company Name on File |
| Last Sale | $395,000 (Feb 1999) |
| Tax Bill | $15,910 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 357-621-14-00 |
| Primary APN | 357-621-14-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,402 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 7,027 sqft (0.161 acres) |
| Street Address | 5438 WAVERLY AVE |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-7644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-7 |
| Legal Description | BLK 24 LOT 24 LOT 23 & SLY 1/2 TR 001083 |
| Legal Subdivision | BIRD ROCK ADD |
| Legal Tract | 001083 |
| Legal Block | 24 |
| Legal Lot Number | 24,23 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 8102 |
5438 Waverly Ave is owned by a company that acquired it in April 2014 and is owner-occupied.
Source: San Diego County records, as of October 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5438 WAVERLY AVE, LA JOLLA, CA 92037-7644 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 1999 · Amount on File |
| Deed Sale | Feb 8, 1999 · Amount on File |
| Deed Document Number | 199977040 |
| Last Transfer Date | Apr 11, 2014 |
| Transfer Doc | 0000145999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5438 WAVERLY AVE, LA JOLLA, CA 92037-7644 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000412460 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 2020-0412460 |
| Name | USE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2040 |
The 2025 property tax bill for 5438 Waverly Ave was $15,910 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,249,648 (+2%) Land $496,012 Building $753,636 | |
| 2025 | $15,910.00 Homeowner's exemption | $1,225,146 Land $486,287 Building $738,859 |
| 2023 | $14,474.00 (+2.73%) Homeowner's exemption | $1,177,573 Land $467,404 Building $710,169 |
| 2022 | $14,090.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5438 Waverly Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1978–2023) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5438 Waverly Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures