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5422 Old River Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5422 Old River Rd, Baker, FL 32531

Property Summary

Property TypeRural Home
Details5 bd · 4 ba · 2,133 sqft · built 1961
Lot Size19.2 acres (840,708 sqft)
Owner2 Individual Names on File
Tax Bill$2,378 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jul 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-593-7492-6

Property Details

APN / Parcel Number

Primary APNC56-000-593-7492-6
Alternative APN
  • 10-3N-24-0000-0020-0000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,133 sqft Heated Area
Gross Area2,969 sqft
1st Floor Area3,390 sqft
Upper Floors Area855 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 2001
Exterior MaterialFiber Cement Siding
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area840,708 sqft (19.2 acres)
Garage TypeFinished
Garage Area968 sqft
PorchOpen Porch
Porch Area704 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address5422 OLD RIVER RD
CityBAKER
StateFL
Zip32531-8464
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionTRI-ANGLE PART OF SE1/4 OF SW1/4 W OF YELLOW RIVER RD & E OF BAKER-MILLIGAN RD LESS BEG NE COR OF SE1/4 OF SW1/4 SWLY ALG R/W
Legal Range24
Legal Township03N
Legal Section10
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2003
Census Tract20101

Owner

Source: Okaloosa County records · APN C56-000-593-7492-6

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address5422 OLD RIVER RD, BAKER, FL 32531-8464
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2022Deed of Trust, Mortgage · Commercial Mortgage
CCB COMMUNITY BANK
Jul 19, 2022Intrafamily Transfer, Transfer
OKALOOSA TITLE, OKALOOSA TTL & ABSTRACT CO I
Dec 21, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleDec 21, 2020
Deed SaleDec 21, 2020
Prior SaleDec 21, 2020
Deed Document Number0035132483
Deed Book / Page003513 / 002483
Last Transfer DateJul 19, 2022
Transfer Doc0036331513
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5422 OLD RIVER RD, BAKER, FL 32531-8464
Transaction TypeMortgage
Record UpdatedAug 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5505 JAYBIRD LN, BAKER, FL 32531-8498

Mortgage

Document Number0036331506
DateJul 19, 2022
Book Page3633/1506
Instrument3565271
Lender
NameCCB COMMUNITY BANK
TypeBank
AddressDEFUNIAK SPRINGS, FL 32435
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateJul 19, 2022
Property Address5422 OLD RIVER RD, BAKER, FL 32531-8464
Document Number0036331513
Book / Page3633 / 1513
Instrument DateJul 15, 2022
Instrument3565272
Transaction TypeTransfer
Record UpdatedAug 09, 2022
Title CompanyOKALOOSA TITLE, OKALOOSA TTL & ABSTRACT CO I

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address422 N MAIN ST, 422, CRESTVIEW, FL 32536-3540

Transferred To (Grantee/Buyer)

NameVerified Name
Address422 N MAIN ST, CRESTVIEW, FL 32536-3540

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateDec 21, 2020
Property Address5422 OLD RIVER RD, BAKER, FL 32531-8464
Document Number0035132483
Book / Page003513 / 002483
Instrument DateDec 17, 2020
Instrument3416410
Transaction TypeTransfer
Record UpdatedJan 14, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 277 CRESTVIEW FL 325360277, CRESTVIEW, FL 32536-0277

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,378.00 (+1.89%) Homeowner's exemption$273,043 (+2.29%) Land $18,926 Building $254,117$314,068 (+4.28%)
2023$2,334.00 (+73.27%) Homeowner's exemption$266,920 (+108.4%) Land $17,417 Building $249,503$301,187 (+85.2%)
2022$1,347.00$128,083$162,625

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskModerate
above 64% of the US · above 41% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable		1,000 / 50
Starlink
Satellite		280 / 30

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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