5450 E State Rte 41, Troy, OH 45373 Property Records

Miami County property record for 5450 E State Rte 41, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,735 sqft · built 2001
Lot Size10.3 acres (450,323 sqft)
Owner2 Individual Names on Record
Last Sale$329,000 (Aug 2017)
Tax Bill$5,106 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNE09-034810

Property Details

APN / Parcel Number

Primary APNE09-034810
Alternative APNs
  • 021021.0-01-003-00
  • E09EL018 00501

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,735 sqft Living Area
1st Floor Area2,672 sqft
Upper Floors Area1,154 sqft
AtticAttic
Attic Area245 sqft
Basement Area1,336 sqft
Unfinished Basement1,336 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area450,323 sqft (10.3 acres)
Garage Area875 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area394 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5450 E STATE ROUTE 41
CityTROY
StateOH
Zip45373-9004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10-2-21 NE COR NW TR 4
Legal Range10
Legal Township02
Legal Section21
Legal Tract4
JurisdictionMIAMI OH
Township / Civil DivisionELIZABETH
Census Block Group4
Census Block4006
Census Tract390100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elizabeth Township Rural Historic District
listed 1997 · 1,074 contributing resources · NRIS 97000160

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5450 E STATE ROUTE 41, TROY, OH 45373-9004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST FED SAVINGS & LOAN ASSN OF LORAIN
Aug 31, 2017Grant Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2017 · Amount on Record
Deed SaleAug 31, 2017 · Amount on Record
Prior SaleJan 1, 1990
Deed Document Number2017OR-10803
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address5450 E STATE ROUTE 41, TROY, OH 45373-9004
Transaction TypeMortgage
Record UpdatedJun 30, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002201
DateFeb 8, 2021
Instrument2021OR-02201
Lender
NameFIRST FED SAVINGS & LOAN ASSN OF LORAIN
TypeBank
AddressNEWARK, OH 43058
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMIAMI OH
Recording DateAug 31, 2017
Property Address5450 E STATE ROUTE 41, TROY, OH 45373-9004
Document Number0000010803
Instrument DateAug 30, 2017
Instrument10803
Transaction TypeTransfer
Record UpdatedOct 25, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$658.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5450 E STATE ROUTE 41 TROY OH 453739004, TROY, OH 45373-9004

Mortgage

Document Number10804
DateAug 31, 2017
Instrument10804
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 30, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionElizabeth Township
Unified School DistrictMiami East Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,106.00 (+2.06%) Homeowner's exemption$186,560 (+18.87%) Land $42,810 Building $143,750$533,000 (+18.87%) Land $122,300 Building $410,700
2024$5,003.00 (+1.65%) Homeowner's exemption$156,950 (-) Land $42,600 Building $114,350
2023$4,922.00 (-4.35%) Homeowner's exemption$156,950 (-) Land $42,600 Building $114,350$448,400 (-) Land $121,700 Building $326,700
2022$5,146.00 Homeowner's exemption$156,950 Land $42,600 Building $114,350$448,400 Land $121,700 Building $326,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1980–2026)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Imagine Networks
Fiber
1,000 / 1,000

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