5450 Belle River Rd, China (East China), MI 48054 Property Records

St. Clair County property record for 5450 Belle River Rd, China, MI 48054

Property Summary

Property TypeSingle Family Home
Details2,289 sqft
Lot Size9 acres (392,040 sqft)
Owner2 Individual Names on File
Last Sale$128,000 (Jul 2007)
Tax Bill$6,237 (2025)
Deeds & MortgagesDec 2020 Mortgage
Aug 2019 Construction Loan
Flood ZoneZone AE (high risk)
APN74-13-023-1010-000

Property Details

APN / Parcel Number

Primary APN74-13-023-1010-000

Interior

Building Area2,289 sqft Living Area

Exterior

Lot Area392,040 sqft (9 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address5450 BELLE RIVER RD
CityCHINA
StateMI
Zip48054-3402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionBEG E 177.50' FROM W 1/4 COR, TH E 262.50', TH N 0D 12M E 1089', TH W 440', TH S 0D 12M W 569.18', TH S 65D 30M E 101.29', TH
Legal Range16E
Legal Township04N
Legal Section23
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCHINA
Census Block Group2
Census Block2002
Census Tract641000

Owner

5450 Belle River Rd is owned and occupied by two individuals who acquired it in August 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address5450 BELLE RIVER RD, CHINA, MI 48054-3402
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Aug 28, 2019Intrafamily Transfer, Transfer · Construction Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2007 · Amount on File
Deed SaleJul 19, 2007 · Amount on File
Prior SaleOct 26, 2006 · Amount on File
Deed Document Number200720644
Deed Book / Page3745 / 146
Last Transfer DateAug 21, 2019
Transfer Doc0000509164
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address5450 BELLE RIVER RD, CHINA, MI 48054-3402
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 DELAWARE ST, EAST CHINA, MI 48054-1512

Mortgage

Document Number0052870784
DateDec 14, 2020
Book Page5287/784
Instrument2020031537
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT CLAIR MI
Recording DateAug 28, 2019
Property Address5450 BELLE RIVER RD, CHINA, MI 48054-3402
Document Number0000509164
Book / Page5091 / 64
Instrument DateAug 21, 2019
Instrument2019017661
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyATA NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address145 DELAWARE ST, 145, EAST CHINA, MI 48054-1512

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 DELAWARE ST, EAST CHINA, MI 48054-1512

Mortgage

Document Number2019017662
DateAug 28, 2019
Instrument2019017662
Lender
NameUNION HOME MORTGAGE CORP
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5450 Belle River Rd was $6,237 with a homeowner's exemption, up 9.2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionChina Township
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,500 (+3.69%)$573,000
2025$6,237.00 (+9.15%) Homeowner's exemption$276,300
2024$5,714.00$552,600
2023$275,300
2022$5,433.00$550,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5450 Belle River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5450 Belle River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

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