5418 Belle River Rd, China (East China), MI 48054 Property Records

St. Clair County property record for 5418 Belle River Rd, China, MI 48054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,640 sqft · built 2001
Lot Size	12.1 acres (530,125 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,799 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-13-023-1007-003`

Property Details

APN / Parcel Number

Primary APN	`74-13-023-1007-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,640 sqft Living Area
1st Floor Area	1,540 sqft
Basement Area	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	530,125 sqft (12.1 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5418 BELLE RIVER RD
City	CHINA
State	MI
Zip	48054-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG N 89D 31M 0S E 864.89' FROM W 1/4 COR, TH N 89D 31M 0S E 442.66', TH N 1D 15M 56S W 1133.59', TH ALG AN INTERMEDIATE
Legal Range	16E
Legal Township	04N
Legal Section	23
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CHINA
Census Block Group	2
Census Block	2002
Census Tract	641000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5418 BELLE RIVER RD, CHINA, MI 48054-3402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5418 BELLE RIVER RD, CHINA, MI 48054-3402
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	STEWART TITLE/CALDWELL, STC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5418 BELLE RIVER RD, CHINA, MI 48054-3402

Mortgage

Document Number	0005483101
Date	Feb 3, 2022
Book Page	5483/101
Instrument	2022002835

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2037
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	China Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,100 (+2.64%)	$552,200 (+2.64%)
2025	$4,799.00 (+18.7%) Homeowner's exemption	$269,000 (+9.62%)
2024	$4,043.00 (+3.43%)		$538,000 (+9.62%)
2023		$245,400
2022	$3,909.00		$490,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30