St. Clair County property record for 5309 Belle River Rd, China, MI 48054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,014 sqft · built 1976 |
| Lot Size | 10.7 acres (468,270 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,781 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-13-023-4003-000 |
| Primary APN | 74-13-023-4003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,014 sqft Living Area |
| 1st Floor Area | 2,014 sqft |
| Basement Area | 1,678 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Lot Area | 468,270 sqft (10.7 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 5309 BELLE RIVER RD |
|---|---|
| City | CHINA |
| State | MI |
| Zip | 48054-3406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | W 330' OF E 930' OF NE 1/4 OF SW 1/4 SEC 23 T4N R16E 10.75 A |
| Legal Range | 16E |
| Legal Township | 04N |
| Legal Section | 23 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CHINA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 641000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5309 BELLE RIVER RD, CHINA, MI 48054-3406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5309 BELLE RIVER RD, CHINA, MI 48054-3406 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 5309 BELLE RIVER RD, CHINA, MI 48054-3406 |
| Document Number | 0005708825 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | 5708/825 |
| Instrument | 2024007649 |
| Name | FIFTH THIRD BANK NA EASTERN MICHIGAN |
|---|---|
| Address | 1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | China Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,000 (-2.3%) | $400,000 (-2.3%) | |
| 2025 | $3,781.00 (+25.66%) Homeowner's exemption | $204,700 (+19.85%) | |
| 2024 | $3,009.00 (+2.14%) | $409,400 (+19.85%) | |
| 2023 | $170,800 | ||
| 2022 | $2,946.00 | $341,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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