545 W 3rd St, Cortland, NE 68331 Property Records

Gage County property record for 545 W 3rd St, Cortland, NE 68331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 2024
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,000 (Mar 2024)
Tax Bill	$2,623 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007369000`

Property Details

APN / Parcel Number

Primary APN	`007369000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	545 W 3RD ST
City	CORTLAND
State	NE
Zip	68331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 1-2 INC. BLK 3 DEUNK ADD
Legal Subdivision	DEUNK ADD
Legal Block	3
Legal Lot Number	1-2
Jurisdiction	GAGE NE
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1012
Census Tract	964700

Owner

Source: Gage County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 252, CORTLAND, NE 68331-0252
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Survivorship Deed, Transfer · Conventional Mortgage FIRST STATE BANK NEBRASKA
Sep 15, 2023	Warranty Deed, Transfer
Aug 2, 2023	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Prior Sale	Sep 15, 2023 · Amount on Record
Deed Document Number	2024539
Prior Transfer Date	Aug 1, 2023
Prior Transfer Doc	0202302051
Record Updated	Oct 29, 2026

March 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	GAGE NE
Recording Date	Mar 11, 2024
Property Address	545 W 3RD ST, CORTLAND, NE 68331
Document Number	0202400539
Instrument Date	Feb 29, 2024
Instrument	2024-00539
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	CHASE TITLE SERVICES INC, CHARTER T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$807.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202400540
Date	Mar 11, 2024
Instrument	2024-00540

Lender

Name	FIRST STATE BANK NEBRASKA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GAGE NE
Recording Date	Sep 15, 2023
Property Address	545 W 3RD ST, CORTLAND, NE 68331
Document Number	0202302553
Instrument Date	Sep 8, 2023
Instrument	2023-02553
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$40.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 S FOLSOM ST STE A, A, LINCOLN, NE 68522-2027
Investor	Possibly a Property Investor

August 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	GAGE NE
Recording Date	Aug 2, 2023
Property Address	545 W 3RD ST, CORTLAND, NE 68331
Document Number	0202302051
Instrument Date	Aug 1, 2023
Instrument	2023-02051
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$36.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Gage County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Gage County
County Subdivision	Highland Township
Municipality	Cortland Village
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,945 (+8.94%) Land $25,000 Building $230,945	$255,945 (+8.94%) Land $25,000 Building $230,945
2025	$2,623.00 (+283.48%)	$234,950 (+389.48%) Land $25,000 Building $209,950	$234,950 (+389.48%) Land $25,000 Building $209,950
2024	$684.00 (+131.86%)	$48,000 (+166.67%) Land $18,000 Building $30,000	$48,000 (+166.67%) Land $18,000 Building $30,000
2023	$295.00	$18,000 Land $18,000	$18,000 Land $18,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CORTLAND serves 515 people · EPA ID NE3106706
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, GigFire, Nextlink, Verizon.

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