345 W 3rd St, Cortland, NE 68331 Property Records

Gage County property record for 345 W 3rd St, Cortland, NE 68331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,552 sqft · built 1920
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$102,000 (Feb 2009)
Tax Bill	$1,962 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007252000`

Property Details

APN / Parcel Number

Primary APN	`007252000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
Gross Area	1,512 sqft
1st Floor Area	1,035 sqft
Basement Area	280 sqft
Finished Basement	280 sqft
Unfinished Basement	280 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	1,350 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	161 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	345 W 3RD ST
City	CORTLAND
State	NE
Zip	68331-8153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	W 1/2 LOT 4 & ALL LOT 5 BLK 8 CORTLAND ORIG
Legal Subdivision	CORTLAND ORIGINAL
Legal Block	8
Legal Lot Number	4,5
Jurisdiction	GAGE NE
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1063
Census Tract	964700

Owner

Source: Gage County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 W 3RD ST, CORTLAND, NE 68331-8153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2009 · Amount on Record
Deed Sale	Feb 4, 2009 · Amount on Record
Prior Sale	Jan 30, 2009 · Amount on Record
Deed Document Number	2009308
Last Transfer Date	Jun 19, 2014
Transfer Doc	0201402044
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	345 W 3RD ST, CORTLAND, NE 68331-8153
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002040
Date	Jul 2, 2020
Instrument	2020-02040

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Gage County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Gage County
County Subdivision	Highland Township
Municipality	Cortland Village
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,962.00 (-25.03%)	$175,745 (+10.2%) Land $25,000 Building $150,745	$175,745 (+10.2%) Land $25,000 Building $150,745
2023	$2,617.00	$159,485 Land $13,500 Building $145,985	$159,485 Land $13,500 Building $145,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CORTLAND serves 515 people · EPA ID NE3106706
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, GigFire, Nextlink, Verizon.

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