435 W 3rd St, Cortland, NE 68331 Property Records

Gage County property record for 435 W 3rd St, Cortland, NE 68331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,281 sqft · built 1970
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jul 2025)
Tax Bill	$2,687 (2025)
Deeds & Mortgages	Oct 2013 Mortgage Nov 2010 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`007260000`

Property Details

APN / Parcel Number

Primary APN	`007260000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,281 sqft Living Area
1st Floor Area	1,281 sqft
Basement Area	1,026 sqft
Finished Basement	1,026 sqft
Unfinished Basement	26 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	238 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	435 W 3RD ST
City	CORTLAND
State	NE
Zip	68331-8156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	W 1/2 LOT 3 & ALL LOT 4 BLK 9 CORTLAND ORIG
Legal Subdivision	ORIGINAL TOWN OF CORTLAND
Legal Block	9
Legal Lot Number	3,4
Jurisdiction	GAGE NE
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1064
Census Tract	964700

Owner

Source: Gage County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 W 3RD ST, CORTLAND, NE 68331-8156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK NEBRASKA
Nov 8, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Apr 3, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jul 17, 2025	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK NEBRASKA
Jul 16, 2014	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK NEBRASKA
Feb 22, 2005	Transfer
Feb 28, 2005	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2025 · Amount on Record
Deed Sale	Jul 17, 2025 · Amount on Record
Prior Sale	Jul 16, 2014 · Amount on Record
Deed Document Number	20252118
Record Updated	Oct 29, 2026

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	435 W 3RD ST, CORTLAND, NE 68331-8156
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201303346
Date	Oct 2, 2013
Instrument	2013-03346

Lender

Name	FIRST STATE BANK NEBRASKA
Address	HALLAM, NE 68368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	435 W 3RD ST, CORTLAND, NE 68331-8156
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201003684
Date	Nov 8, 2010
Instrument	2010-03684

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2025

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	435 W 3RD ST, CORTLAND, NE 68331-8156
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201201085
Date	Apr 3, 2012
Instrument	2012-01085

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2022

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GAGE NE
Recording Date	Jul 17, 2025
Property Address	435 W 3RD ST, CORTLAND, NE 68331-8156
Document Number	0202502118
Instrument Date	Jul 16, 2025
Instrument	2025-02118
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202502119
Date	Jul 17, 2025
Instrument	2025-02119

Lender

Name	FIRST STATE BANK NEBRASKA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GAGE NE
Recording Date	Jul 16, 2014
Property Address	435 W 3RD ST, CORTLAND, NE 68331-8156
Document Number	0201401948
Instrument Date	Jul 11, 2014
Instrument	2014-01948
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	NEBRASKA LAND TITLE AND ABSTRACT, NEBRASKA LAND TITLE & ABSTRA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0201401949
Date	Jul 16, 2014
Instrument	2014-01949

Lender

Name	FIRST STATE BANK NEBRASKA

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2005: Transfer

Jurisdiction	GAGE NE
Recording Date	Feb 22, 2005
Property Address	435 W 3RD ST, CORTLAND, NE 68331-8156
Document Number	02001/7519
Book / Page	2001 / 7519
Instrument Date	Feb 22, 2005
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GAGE NE
Recording Date	Feb 28, 2005
Property Address	435 W 3RD ST, CORTLAND, NE 68331-8156
Document Number	0200500770
Instrument Date	Feb 22, 2005
Instrument	2005-00770
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0200500771
Date	Feb 28, 2005
Instrument	2005-00771

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: Gage County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Gage County
County Subdivision	Highland Township
Municipality	Cortland Village
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,475 (+8.64%) Land $25,000 Building $236,475	$261,475 (+8.64%) Land $25,000 Building $236,475
2025	$2,687.00 (-3.48%)	$240,670 (+41.81%) Land $25,000 Building $215,670	$240,670 (+41.81%) Land $25,000 Building $215,670
2023	$2,784.00	$169,710 Land $13,500 Building $156,210	$169,710 Land $13,500 Building $156,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CORTLAND serves 515 people · EPA ID NE3106706
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, GigFire, Nextlink, Verizon.

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