545 Summit Trail Dr, Hillsborough, NC 27278 Property Records

Orange County property record for 545 Summit Trail Dr, Hillsborough, NC 27278

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,535 sqft · built 2018
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$336,000 (Jul 2021)
Tax Bill	$4,782 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9873-33-9151`

Property Details

APN / Parcel Number

Primary APN	`9873-33-9151`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,535 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Street Address	545 SUMMIT TRAIL DR
City	HILLSBOROUGH
State	NC
Zip	27278-6937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	173 PH 2 HARMONY AT WATERSTONE P117/88-93
Legal Subdivision	WATERSTONE
Legal Phase	2
Jurisdiction	ORANGE NC
Township / Civil Division	HILLSBOROUGH
Census Block Group	2
Census Block	2018
Census Tract	10902

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP
May 28, 2021	Warranty Deed, Transfer
May 28, 2021	Warranty Deed, Transfer
Jul 13, 2018	Deed of Trust, Mortgage EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Deed Document Number	202130052481
Deed Book / Page	6734 / 496
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Jul 15, 2021
Property Address	545 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Document Number	0006734496
Book / Page	6734 / 496
Map Reference	MB 117 PG 88-93
Instrument Date	Jul 15, 2021
Instrument	30052481
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$672.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	545 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Investor	Possibly a Property Investor

Mortgage

Document Number	0006734499
Date	Jul 15, 2021
Instrument	6734/499

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	May 28, 2021
Property Address	545 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Document Number	0006725719
Book / Page	6725 / 719
Map Reference	MB 117 PG 88-93
Instrument Date	May 27, 2021
Instrument	30048803
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$573.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5611 RUSSELL RD, 5611, DURHAM, NC 27712-1941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	May 28, 2021
Property Address	545 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Document Number	0006725719
Book / Page	6725 / 719
Map Reference	MB 117 PG 88-93
Instrument Date	May 27, 2021
Instrument	30048803
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Tax	$573.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5611 RUSSELL RD, DURHAM, NC 27712-1941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	545 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Document Number	64947
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	545 SUMMIT TRAIL DR HILLSBOROUGH NC 272786937, HILLSBOROUGH, NC 27278-6937

Mortgage

Document Number	64947
Date	Jul 13, 2018
Book Page	006494/000007
Instrument	133300

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Municipality	Hillsborough Town
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,782.00 (+3.87%)	$378,800 (-) Land $135,000 Building $243,800	$378,800 (-) Land $135,000 Building $243,800
2025	$4,604.00 (+28.71%)	$378,800 (+60.3%) Land $135,000 Building $243,800	$378,800 (+60.3%) Land $135,000 Building $243,800
2023	$3,577.00	$236,300 Land $55,000 Building $181,300	$236,300 Land $55,000 Building $181,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 14,006 people · EPA ID NC0368015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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