529 Summit Trail Dr, Hillsborough, NC 27278 Property Records

Orange County property record for 529 Summit Trail Dr, Hillsborough, NC 27278

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,125 sqft · built 2018
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Trust Names on Record
Tax Bill	$5,391 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`9873-33-9243`

Property Details

APN / Parcel Number

Primary APN	`9873-33-9243`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,125 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Street Address	529 SUMMIT TRAIL DR
City	HILLSBOROUGH
State	NC
Zip	27278-6937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	169 PH 2 HARMONY AT WATERSTONE P117/88-93
Legal Subdivision	WATERSTONE
Legal Phase	2
Jurisdiction	ORANGE NC
Township / Civil Division	HILLSBOROUGH
Census Block Group	2
Census Block	2018
Census Tract	10902

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	529 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 9, 2023	Intrafamily Transfer, Transfer
Nov 9, 2023	Intrafamily Transfer, Transfer
Nov 9, 2023	Intrafamily Transfer, Transfer
Nov 9, 2023	Intrafamily Transfer, Transfer
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORPORATE INVTRS MTG
Nov 15, 2019	Quit Claim Deed, Transfer · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019
Deed Sale	Nov 15, 2019
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	201930011017
Deed Book / Page	6634 / 2239
Last Transfer Date	Nov 8, 2023
Transfer Doc	0006832291
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	529 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067291712
Date	Jun 23, 2021
Book Page	6729/1712
Instrument	30050626

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE NC
Recording Date	Nov 9, 2023
Property Address	529 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Document Number	0006832293
Book / Page	6832 / 293
Map Reference	MB 117 PG 88-93
Instrument Date	Nov 8, 2023
Instrument	30095641
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	529 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE NC
Recording Date	Nov 9, 2023
Property Address	529 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Document Number	0006832291
Book / Page	6832 / 291
Map Reference	MB 117 PG 88-93
Instrument Date	Nov 8, 2023
Instrument	30095640
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE NC
Recording Date	Nov 9, 2023
Property Address	529 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Document Number	0006832291
Book / Page	6832 / 291
Map Reference	MB 117 PG 88-93
Instrument Date	Nov 8, 2023
Instrument	30095640
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE NC
Recording Date	Nov 9, 2023
Property Address	529 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Document Number	0006832293
Book / Page	6832 / 293
Map Reference	MB 117 PG 8-93
Instrument Date	Nov 8, 2023
Instrument	30095641
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	529 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	529 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Document Number	6691192
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	503 SUMMIT TRAIL DR HILLSBOROUGH NC 272786937, HILLSBOROUGH, NC 27278-6937

Mortgage

Document Number	6691192
Date	Nov 20, 2020
Book Page	006691/000192
Instrument	30034632

Lender

Name	CORPORATE INVTRS MTG
Type	Mortgage Company
Address	CHAPEL HILL, NC 27517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE NC
Recording Date	Nov 15, 2019
Property Address	529 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Document Number	66342239
Book / Page	006634 / 002239
Instrument Date	Nov 7, 2019
Instrument	30011017
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	529 SUMMIT TRAIL DR HILLSBOROUGH NC 272786937, HILLSBOROUGH, NC 27278-6937

Mortgage

Document Number	66342244
Date	Nov 15, 2019
Book Page	006634/002244
Instrument	30011018

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Municipality	Hillsborough Town
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,391.00 (+3.85%)	$429,800 (-) Land $135,000 Building $294,800	$429,800 (-) Land $135,000 Building $294,800
2025	$5,191.00 (+20.5%)	$429,800 (+49.39%) Land $135,000 Building $294,800	$429,800 (+49.39%) Land $135,000 Building $294,800
2023	$4,308.00	$287,700 Land $68,800 Building $218,900	$287,700 Land $68,800 Building $218,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 14,006 people · EPA ID NC0368015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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