557 Summit Trail Dr, Hillsborough, NC 27278 Property Records

Orange County property record for 557 Summit Trail Dr, Hillsborough, NC 27278

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,568 sqft · built 2018
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Last Sale	$266,000 (Jan 2021)
Tax Bill	$4,879 (2026)
Deeds & Mortgages	Jan 2021 Sale Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9873-33-9051`

Property Details

APN / Parcel Number

Primary APN	`9873-33-9051`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Street Address	557 SUMMIT TRAIL DR
City	HILLSBOROUGH
State	NC
Zip	27278-6937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	176 PH 2 HARMONY AT WATERSTONE P117/88-93
Legal Subdivision	WATERSTONE
Legal Phase	2
Jurisdiction	ORANGE NC
Township / Civil Division	HILLSBOROUGH
Census Block Group	2
Census Block	2018
Census Tract	10902

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	104 ROSE LN, CHAPEL HILL, NC 27514-7820
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Warranty Deed, Transfer ATTORNEY ONLY
Jun 29, 2018	Special Warranty Deed, Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	202130037860
Deed Book / Page	6698 / 2127
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Jan 6, 2021
Property Address	557 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Document Number	66982127
Book / Page	006698 / 002127
Instrument Date	Dec 30, 2020
Instrument	30037860
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$532.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 ROSE LN CHAPEL HILL NC 275147820, CHAPEL HILL, NC 27514-7820

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Jun 29, 2018
Property Address	557 SUMMIT TRAIL DR, HILLSBOROUGH, NC 27278-6937
Document Number	6488212
Book / Page	6488 / 212
Map Reference	MB117 PG88-93
Instrument Date	Jun 8, 2018
Instrument	20180629000123600
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 PERIMETER PARK DR # DR112, 110, MORRISVILLE, NC 27560-9201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 SUMMIT TRIL DR, HILLSBOROUGH, NC 27278-6937

Mortgage

Document Number	20180629000123610
Date	Jun 29, 2018
Instrument	20180629000123610

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Municipality	Hillsborough Town
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,879.00 (+3.87%)	$386,900 (-) Land $135,000 Building $251,900	$386,900 (-) Land $135,000 Building $251,900
2025	$4,697.00 (+27.84%)	$386,900 (+59.15%) Land $135,000 Building $251,900	$386,900 (+59.15%) Land $135,000 Building $251,900
2023	$3,674.00	$243,100 Land $55,000 Building $188,100	$243,100 Land $55,000 Building $188,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 14,006 people · EPA ID NC0368015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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