545 Spruce St, Norco, LA 70079 Property Records

St. Charles Parish property record for 545 Spruce St, Norco, LA 70079

Property Summary

Property TypeSingle Family Home
Details1,894 sqft · built 1969
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Sep 2023)
Tax Bill$1,574 (2025)
Deeds & MortgagesSep 2023 Sale
Nov 2020 Mortgage
+ 1 more
APN6-030 013 00618

Property Details

APN / Parcel Number

Primary APN6-030 013 00618

Interior

Building Area1,894 sqft Living Area

Exterior

Year BuiltBuilt 1969
Lot Area9,148 sqft (0.21 acres)

Location & Zoning

Street Address545 SPRUCE ST
CityNORCO
StateLA
Zip70079-2139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLOT 618, BLK. 13, UNIT 2, HILAND PARK SUBD.
Legal SubdivisionHILAND PARK SUBD #2
Legal Block13
Legal Lot Number618
Legal Unit2
JurisdictionST CHARLES LA
Township / Civil Division6
Census Block Group1
Census Block1032
Census Tract62500

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 308, NEW SARPY, LA 70078-0308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Cash Sale Deed, Transfer
Nov 25, 2020Deed of Trust, Mortgage
CLARK COLGAN
Aug 4, 2020Grant Deed, Transfer
WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2023 · Amount on Record
Deed SaleSep 14, 2023 · Amount on Record
Prior SaleAug 4, 2020 · Amount on Record
Deed Document Number477382
Record UpdatedJun 8, 2026

September 2023: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionST CHARLES LA
Recording DateSep 14, 2023
Property Address545 SPRUCE ST, NORCO, LA 70079-2139
Document Number0000477382
Map ReferenceCOB 134 FO 227
Instrument DateSep 11, 2023
Instrument477382
Transaction TypeTransfer
Record UpdatedOct 4, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address101 SCHEXNAYDRE LN, DESTREHAN, LA 70047-3708

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 308, NEW SARPY, LA 70078-0308

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES LA
Property Address545 SPRUCE ST, NORCO, LA 70079-2139
Document Number0019010102
Instrument DateNov 25, 2020
Transaction TypeMortgage
Record UpdatedJan 11, 2021
Title CompanyEXPERIENCE TITLE GROUP LLC, EXPERIENCE TITLE GRP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address101 SCHEXNAYDRE LN DESTREHAN LA 700473708, DESTREHAN, LA 70047-3708

Mortgage

Document Number0019010102
DateDec 1, 2020
Book Page001901/000102
Instrument454211
Lender
NameCLARK COLGAN
Address35 SHADOW LN, DESTREHAN, LA 70047-3624
Agreement
AmountAmount Recorded
Interest
Rate3%

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES LA
Recording DateAug 4, 2020
Property Address545 SPRUCE ST, NORCO, LA 70079-2139
Document Number0008940422
Book / Page000894 / 000422
Instrument DateJul 31, 2020
Instrument450967
Transaction TypeTransfer
Record UpdatedOct 2, 2020
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

AmountAmount Recorded
Tax$220.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 SCHEXNAYDRE LN DESTREHAN LA 700473708, DESTREHAN, LA 70047-3708

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Charles Parish
Unified School DistrictSt. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,574.00 (-1.5%) Homeowner's exemption$23,110 (-) Land $4,250 Building $18,860$231,100 (-) Land $42,500 Building $188,600
2024$1,598.00 (+14.88%) Homeowner's exemption$23,110 (+15.54%) Land $4,250 Building $18,860$231,100 (+15.54%) Land $42,500 Building $188,600
2023$1,391.00 (-40.35%) Homeowner's exemption$20,002 (-) Land $4,660 Building $15,342$200,020 (-) Land $46,600 Building $153,420
2022$2,332.00$20,002 Land $4,660 Building $15,342$200,020 Land $46,600 Building $153,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 458 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies458 in force
Nearby Flood Claims288 (1978–2026)
Claims Outside the SFHA2 of 288
Most Recent ClaimJun 2026 · Tropical Storm Arthur
Claims by Event
  • Hurricane Francine, Sep 2024 · 53 claims
  • Hurricane Ida, Sep 2021 · 86 claims
  • Hurricane Katrina, Aug 2005 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PARISH DEPT OF WATERWORKS
serves 52,879 people · EPA ID LA1089001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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