539 Spruce St, Norco, LA 70079 Property Records

St. Charles Parish property record for 539 Spruce St, Norco, LA 70079

Property Summary

Property TypeSingle Family Home
Details2,090 sqft · built 1965
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Tax Bill$931 (2025)
Deeds & MortgagesNov 2021 Mortgage
APN6-030 013 00616

Property Details

APN / Parcel Number

Primary APN6-030 013 00616

Interior

Building Area2,090 sqft Living Area

Exterior

Year BuiltBuilt 1965
Lot Area9,148 sqft (0.21 acres)

Location & Zoning

Street Address539 SPRUCE ST
CityNORCO
StateLA
Zip70079-2139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLOT 616, BLK. 13, UNIT 2, HILAND PARK SUBD.
Legal SubdivisionHILAND PARK SUBD #2
Legal Block13
Legal Lot Number616
Legal Unit2
JurisdictionST CHARLES LA
Township / Civil Division6
Census Block Group1
Census Block1032
Census Tract62500

Owner

539 Spruce St is owned and occupied by two individuals who acquired it in December 2001.

Source: St. Charles Parish records, as of February 6, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address539 SPRUCE ST, NORCO, LA 70079-2139
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2001
Deed SaleDec 5, 2001
Deed Document Number0000595700
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES LA
Property Address539 SPRUCE ST, NORCO, LA 70079-2139
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019700329
DateNov 22, 2021
Book Page1970/329
Instrument463557
Lender
NameUS SMALL BUSINESS ADMN
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 539 Spruce St was $931 with a homeowner's exemption, down 28.7% from the year before.

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Charles Parish
Unified School DistrictSt. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$931.00 (-28.71%) Homeowner's exemption$16,740 (-17.37%) Land $4,250 Building $12,490$167,400 (-17.37%) Land $42,500 Building $124,900
2024$1,306.00 (+50.11%) Homeowner's exemption$20,260 (+32.25%) Land $4,250 Building $16,010$202,600 (+32.25%) Land $42,500 Building $160,100
2023$870.00 (-4.5%) Homeowner's exemption$15,319 (-) Land $4,660 Building $10,659$153,190 (-) Land $46,600 Building $106,590
2022$911.00 Homeowner's exemption$15,319 Land $4,660 Building $10,659$153,190 Land $46,600 Building $106,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 539 Spruce St; there have been 288 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 458 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies458 in force
Nearby Flood Claims288 (1978–2026)
Claims Outside the SFHA2 of 288
Most Recent ClaimJun 2026 · Tropical Storm Arthur
Claims by Event
  • Hurricane Francine, Sep 2024 · 53 claims
  • Hurricane Ida, Sep 2021 · 86 claims
  • Hurricane Katrina, Aug 2005 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 539 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PARISH DEPT OF WATERWORKS
serves 52,879 people · EPA ID LA1089001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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