565 Spruce St, Norco, LA 70079 Property Records

St. Charles Parish property record for 565 Spruce St, Norco, LA 70079

Property Summary

Property Type	Single Family Home
Details	3,000 sqft · built 1997
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,213 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
APN	`6-030 013 0624B`

Property Details

APN / Parcel Number

Primary APN	`6-030 013 0624B`

Interior

Building Area	3,000 sqft Living Area

Exterior

Year Built	Built 1997
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	565 SPRUCE ST
City	NORCO
State	LA
Zip	70079-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 624B, BEING A RESUBD. OF LOTS 623A AND 624A, SQ. 13, HILAND PARK SUBD., UNIT 2 (BEING A RESUBD. OF LOTS 622, 624, & 626,
Legal Subdivision	HILAND PARK SUBD #2
Legal Block	13
Legal Lot Number	624B
Legal Unit	2,3
Jurisdiction	ST CHARLES LA
Township / Civil Division	6
Census Block Group	1
Census Block	1032
Census Tract	62500

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	565 SPRUCE ST, NORCO, LA 70079-2139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 1996
Deed Sale	Sep 13, 1996
Deed Document Number	0000513382
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	565 SPRUCE ST, NORCO, LA 70079-2139
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019020100
Date	Dec 8, 2020
Book Page	1902/100
Instrument	454360

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,213.00 (-23.9%) Homeowner's exemption	$35,900 (-) Land $6,020 Building $29,880	$359,000 (-) Land $60,200 Building $298,800
2024	$2,908.00 (+86.05%) Homeowner's exemption	$35,900 (+66.59%) Land $6,020 Building $29,880	$359,000 (+66.59%) Land $60,200 Building $298,800
2023	$1,563.00 (-4.58%) Homeowner's exemption	$21,550 (-) Land $6,250 Building $15,300	$215,500 (-) Land $62,500 Building $153,000
2022	$1,638.00 Homeowner's exemption	$21,550 Land $6,250 Building $15,300	$215,500 Land $62,500 Building $153,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 458 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	458 in force
Nearby Flood Claims	288 (1978–2026)
Claims Outside the SFHA	2 of 288
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Francine, Sep 2024 · 53 claims Hurricane Ida, Sep 2021 · 86 claims Hurricane Katrina, Aug 2005 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20