545 Skyland Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 545 Skyland Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,228 sqft · built 2019
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2012)
Tax Bill	$2,918 (2025)
Deeds & Mortgages	Apr 2019 Construction Loan Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`455200194516000`

Property Details

APN / Parcel Number

Primary APN	`455200194516000`
Alternative APN	`56108`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,228 sqft Heated Area
Gross Area	5,556 sqft
1st Floor Area	1,500 sqft
Upper Floors Area	728 sqft
Basement Area	880 sqft
Finished Basement	880 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	171 ft deep x 198 ft wide
Terrain	Mountain
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	560 sqft
Patio Area	620 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56108
Street Address	545 SKYLAND TRL
City	MURPHY
State	NC
Zip	28906-2598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 TR 2 HIBBERTS MTN DEV PH 2 1609/50
Legal Subdivision	HIBBERTS MOUNTAIN DEVELOPMENT
Legal Phase	2
Legal Tract	2
Legal Lot Number	6
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	1
Census Block	1042
Census Tract	930603

Owner

Source: Cherokee County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 SKYLAND TRL, MURPHY, NC 28906-2598
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2019	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Nov 15, 2021	Warranty Deed, Transfer
Mar 20, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2012 · Amount on Record
Deed Sale	Jun 1, 2012 · Amount on Record
Deed Document Number	20122687
Deed Book / Page	1438 / 1020
Last Transfer Date	Nov 12, 2021
Transfer Doc	0000007694
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	545 SKYLAND TRL, MURPHY, NC 28906-2598
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01611/0066
Date	Apr 16, 2019
Book Page	01611/0066
Instrument	01613

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 15, 2021
Property Address	545 SKYLAND TRL, MURPHY, NC 28906-2598
Document Number	001696/674
Book / Page	1696 / 674
Instrument Date	Nov 12, 2021
Instrument	7694
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 SKYLAND TRL, 545, MURPHY, NC 28906-2598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12018 W BAYSHORE DR, CRYSTAL RIVER, FL 34429-9261
Investor	Possibly a Property Investor

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 20, 2019
Property Address	545 SKYLAND TRL, MURPHY, NC 28906-2598
Document Number	01609/0050
Book / Page	01609 / 0050
Instrument Date	Mar 19, 2019
Instrument	01130
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 JOHN LAUREL DR, 218, MURPHY, NC 28906-5931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 SKYLAND TRL, MURPHY, NC 28906-2598

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,918.00	$397,660 (-)	$397,660 (-) Land $25,000 Building $372,660
2023		$397,660	$397,660 Land $25,000 Building $372,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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