389 Skyland Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 389 Skyland Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,624 sqft · built 2003
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Apr 2024)
Tax Bill	$1,974 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455200290618000`

Property Details

APN / Parcel Number

Primary APN	`455200290618000`
Alternative APNs	`50895` `56862` `62616`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,624 sqft Heated Area
Upper Floors Area	504 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	200 ft deep x 124 ft wide
Terrain	Mountain
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	400 sqft
Deck Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	62616
Street Address	389 SKYLAND TRL
City	MURPHY
State	NC
Zip	28906-8967
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 TR 2 HIBBERTS MOUNTAIN 1705/466
Legal Tract	2
Legal Lot Number	2
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	1
Census Block	1042
Census Tract	930603

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	518 QUEENS MIRROR CIR, CASSELBERRY, FL 32707-4404
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 4, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2024 · Amount on Record
Deed Sale	Apr 22, 2024 · Amount on Record
Prior Sale	Mar 1, 2022 · Amount on Record
Deed Document Number	1878
Deed Book / Page	1755 / 531
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 1, 2022
Property Address	389 SKYLAND TRL, MURPHY, NC 28906-8967
Document Number	001705/466
Book / Page	1705 / 466
Instrument Date	Feb 14, 2022
Instrument	1329
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,008.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	389 SKYLAND TRL, 389, MURPHY, NC 28906-8967

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 SKYLAND TRL, MURPHY, NC 28906-8967

Mortgage

Document Number	0001705469
Date	Mar 1, 2022
Instrument	1705/469

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 4, 2018
Property Address	389 SKYLAND TRL, MURPHY, NC 28906-8967
Document Number	01597/0275
Book / Page	01597 / 0275
Instrument Date	Sep 28, 2018
Instrument	04755
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3615 NABORS DR, 3615, GAINESVILLE, GA 30503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 SKYLAND TRL, MURPHY, NC 28906-8967

Mortgage

Document Number	0000004756
Date	Oct 4, 2018
Instrument	04756

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,974.00	$267,980 (-)	$267,980 (-) Land $25,000 Building $242,980
2023		$267,980	$267,980 Land $25,000 Building $242,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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