437 Skyland Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 437 Skyland Trl, Murphy, NC 28906

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$597,500 (Sep 2026)
Tax Bill	$220 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`444900074514000`

Property Details

APN / Parcel Number

Primary APN	`444900074514000`
Alternative APN	`55753`

Exterior

Lot Area	38,333 sqft (0.88 acres)
Lot Width	103 ft Width
Terrain	Mountain

Location & Zoning

Account Number	55753
Street Address	437 SKYLAND TRL
City	MURPHY
State	NC
Zip	28906
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 176 THE SANCTUARY @ VANCE MTN 1692/625 E/150A
Legal Subdivision	SANCTUARY AT VANCE MOUNTAIN
Legal Lot Number	176
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1048
Census Tract	930605

Owner

Source: Cherokee County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	437 SKYLINE VIEW DR, MURPHY, NC 28906
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUST BANK
Apr 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE WOODLAND GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Deed Document Number	20264998
Deed Book / Page	1810 / 1113
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 25, 2026
Document Number	0000004998
Book / Page	1810 / 1113
Instrument Date	Sep 4, 2026
Instrument	20264998
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004999,
Date	Sep 25, 2026
Book Page	1810/1116
Instrument	20264999

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	437 SKYLAND TRL, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001732/971
Date	Apr 10, 2023
Book Page	1732/971
Instrument	1658

Lender

Name	THE WOODLAND GROUP LLC
Type	Non-Lending Institution
Address	CORNELIUS, NC 28031

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$220.00	$31,500	$31,500 Land $31,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Skyland Trl

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