Genesee County property record for 545 Ridgewood, Linden, MI 48451
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,052 sqft · built 2017 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $241,900 (Aug 2017) |
| Tax Bill | $6,535 (2025) |
| Deeds & Mortgages | Aug 2017 Sale & Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-21-651-114 |
| Primary APN | 61-21-651-114 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,052 sqft Living Area |
| 1st Floor Area | 1,146 sqft |
| Basement Area | 906 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 545 RIDGEWOOD |
|---|---|
| City | LINDEN |
| State | MI |
| Zip | 48451-9164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | UNIT 114 SADDLEBROOK FARMS (03) FR 6121300023 |
| Legal Subdivision | SADDLEBROOK FARMS |
| Legal Unit | 114 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | LINDEN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 13113 |
545 Ridgewood is owned and occupied by two individuals who bought it in August 2017.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 545 RIDGEWOOD, LINDEN, MI 48451-9164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 31, 2017 | Deed of Trust, Mortgage · Line of Credit SOUTHERN MI BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2017 · Amount on File |
| Deed Sale | Aug 7, 2017 · Amount on File |
| Prior Sale | Dec 9, 2016 · Amount on File |
| Deed Document Number | 201753284 |
| Prior Transfer Date | May 19, 2010 |
| Prior Transfer Doc | 0000049804 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Aug 7, 2017 |
| Property Address | 545 RIDGEWOOD, LINDEN, MI 48451-9164 |
| Document Number | 201708070053284 |
| Map Reference | DOC20020110-0002511 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 201708070053284 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | DEVON TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,081.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2186 E CENTRE AVE, 2186, PORTAGE, MI 49002-4420 |
| Name | Verified Name |
|---|---|
| Address | 4842 COTTRELL RD, VASSAR, MI 48768-9258 |
| Document Number | 201708070053285 |
|---|---|
| Date | Aug 7, 2017 |
| Instrument | 201708070053285 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 545 RIDGEWOOD, LINDEN, MI 48451-9164 |
| Document Number | 0000046337 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2186 E CENTRE ST PORTAGE MI 49002, PORTAGE, MI 49002 |
| Document Number | 0000046337 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 46337 |
| Name | SOUTHERN MI BK&TR |
|---|---|
| Type | Bank |
| Address | THREE RIVERS, MI 49093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 25, 2018 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 545 Ridgewood was $6,535 with a homeowner's exemption, up 1.9% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Linden City |
| Unified School District | Linden Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,500 (+4.96%) Land $27,500 Building $148,000 | $351,000 (+4.96%) Land $55,000 Building $296,000 | |
| 2025 | $6,535.00 (+1.9%) Homeowner's exemption | $167,200 | $334,400 |
| 2024 | $6,413.00 | ||
| 2023 | $144,700 | $289,400 | |
| 2021 | $5,238.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 545 Ridgewood in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 Ridgewood is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINDEN serves 4,150 people · EPA ID MI0003890 |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 50 |
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