774 Ridgewood, Linden, MI 48451 Property Records

Genesee County property record for 774 Ridgewood, Linden, MI 48451

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,792 sqft · built 2016
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$190,465 (May 2016)
Tax Bill$5,826 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN61-21-651-119

Property Details

APN / Parcel Number

Primary APN61-21-651-119

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,792 sqft Living Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage Area380 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address774 RIDGEWOOD
CityLINDEN
StateMI
Zip48451-9160
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionUNIT 119 SADDLEBROOK FARMS (03) FR 6121300023
Legal SubdivisionSADDLEBROOK FARMS
Legal Unit119
JurisdictionGENESEE MI
Township / Civil DivisionLINDEN
Census Block Group2
Census Block2020
Census Tract13113

Owner

774 Ridgewood is owned and occupied by an individual who bought it in May 2016.

Source: Genesee County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing Address774 RIDGEWOOD, LINDEN, MI 48451-9160
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jun 9, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Jun 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2016 · Amount on File
Deed SaleMay 10, 2016 · Amount on File
Prior SaleOct 22, 2015 · Amount on File
Deed Document Number201641413
Prior Transfer DateMay 19, 2010
Prior Transfer Doc0000049804
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address774 RIDGEWOOD, LINDEN, MI 48451-9160
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address774 RIDGEWOOD, LINDEN, MI 48451-9160

Mortgage

Document Number0000052816
DateJul 26, 2022
Instrument202207260052816
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address774 RIDGEWOOD, LINDEN, MI 48451-9160
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address774 RIDGEWOOD, LINDEN, MI 48451-9160

Mortgage

Document Number0000054063
DateJun 9, 2021
Instrument202106090054063
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term298 Months
DueApr 1, 2046

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address774 RIDGEWOOD, LINDEN, MI 48451-9160
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address774 RIDGEWOOD, LINDEN, MI 48451-9160

Mortgage

Document Number0000044954
DateJun 13, 2022
Instrument202206130044954
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 774 Ridgewood was $5,826 with a homeowner's exemption, down 8.2% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityLinden City
Unified School DistrictLinden Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$154,900 (+4.38%) Land $27,500 Building $127,400$309,800 (+4.38%) Land $55,000 Building $254,800
2025$5,826.00 (-8.17%) Homeowner's exemption$148,400$296,800
2024$6,344.00
2023$125,000$250,000
2021$4,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 774 Ridgewood in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 774 Ridgewood is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FENTON
serves 11,746 people · EPA ID MI0002270
Water SourceGroundwater
Last State InspectionMar 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 50

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