Genesee County property record for 515 Ridgewood, Linden, MI 48451
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,109 sqft · built 2004 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $207,000 (Feb 2021) |
| Tax Bill | $4,912 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-21-651-117 |
| Primary APN | 61-21-651-117 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,109 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 120 ft deep x 98 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 515 RIDGEWOOD |
|---|---|
| City | LINDEN |
| State | MI |
| Zip | 48451-9164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | UNIT 117 SADDLEBROOK FARMS (03) FR 6121300023 |
| Legal Subdivision | SADDLEBROOK FARMS |
| Legal Unit | 117 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | LINDEN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 13113 |
515 Ridgewood is owned and occupied by two individuals who bought it in February 2021.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 RIDGEWOOD, LINDEN, MI 48451-9164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Feb 11, 2021 | Warranty Deed, Transfer SELECT TITLE COMPANY |
| Sep 23, 2019 | Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2021 · Amount on File |
| Deed Sale | Feb 11, 2021 · Amount on File |
| Prior Sale | Sep 23, 2019 · Amount on File |
| Deed Document Number | 202110360 |
| Prior Transfer Date | Jul 18, 2014 |
| Prior Transfer Doc | 0000075017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 515 RIDGEWOOD, LINDEN, MI 48451-9164 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005978 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 202101250005978 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Feb 11, 2021 |
| Property Address | 515 RIDGEWOOD, LINDEN, MI 48451-9164 |
| Document Number | 202102110010360 |
| Map Reference | DOC 200201100002511 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 202102110010360 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | SELECT TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,780.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 43191 STRAND DR, STERLING HEIGHTS, MI 48313-2753 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Sep 23, 2019 |
| Property Address | 515 RIDGEWOOD, LINDEN, MI 48451-9164 |
| Document Number | 201909230061400 |
| Map Reference | DOC 200201100002511 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 201909230061400 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,462.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 515 RIDGEWOOD, 515, LINDEN, MI 48451-9164 |
| Name | Verified Name |
|---|---|
| Address | 12259 PARKIN LN, FENTON, MI 48430-8726 |
| Document Number | 201909230061401 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 201909230061401 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 515 Ridgewood was $4,912 with a homeowner's exemption, down 4% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Linden City |
| Unified School District | Linden Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,700 (+3.74%) Land $27,500 Building $86,200 | $227,400 (+3.74%) Land $55,000 Building $172,400 | |
| 2025 | $4,912.00 (-3.99%) Homeowner's exemption | $109,600 | $219,200 |
| 2024 | $5,116.00 | ||
| 2023 | $96,500 | $193,000 | |
| 2021 | $4,147.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 515 Ridgewood in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Ridgewood is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINDEN serves 4,150 people · EPA ID MI0003890 |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 50 |
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