545 Oliver Rd, Prospect, VA 23960 Property Records

Prince Edward County property record for 545 Oliver Rd, Prospect, VA 23960 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1983
Square Footage	1,472 sqft Living Area
Lot Size	239,580 sqft (5.5 acres)
Occupancy	Owner Occupied
Tax Bill	$803.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`034 A 60A`
Alternative APN	`10224`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,472 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame Construction
Lot Area	239,580 sqft (5.5 acres)

Utilities and HVAC

Heating System	HVAC Heating
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	10224
Street Address	545 OLIVER RD
City	PROSPECT
State	VA
Zip	23960-7935
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FINCHUM
Jurisdiction	PRINCE EDWARD VA
Minor Civil Division	601
Census Blockgroup	2
Census Block	2020
Census Tract	930202

Owner

Source: Prince Edward County records · APN 034 A 60A

Assessment roll updated February 24, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	545 OLIVER RD, PROSPECT, VA 23960-7935
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Property Address	545 OLIVER RD, PROSPECT, VA 23960-7935
Transaction Type	Mortgage
Record Updated	Jul 12, 2023
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300807
Date	Jun 08, 2023
Instrument	202300807

Lender

Name	TRUIST BANK

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Prince Edward County records · Assessment roll updated February 24, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Prince Edward County
Unified School District	Prince Edward County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$803.00 (+6.5%)	$200,800 (+35.68%) Land $39,800 Building $161,000	$200,800 (+35.68%) Land $39,800 Building $161,000
2024	$754.00 (+6.2%)
2023	$710.00	$148,000 Land $30,500 Building $117,500	$148,000 Land $30,500 Building $117,500

Flood & Wildfire

545 Oliver Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Prince Edward County (51147C), updated April 22, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.