470 Oliver Rd, Prospect, VA 23960 Property Records

Prince Edward County property record for 470 Oliver Rd, Prospect, VA 23960 · Last verified June 2026

Property Highlights

Property Type	Agriculture / Farming > General Agricultural/Rural
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	3,168 sqft Building Perimeter
Lot Size	4,961,484 sqft (113 acres)
Garage	Carport
Last Sale	$259,900 (2021)
Tax Bill	$2,087.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`034 A 61B`
Alternative APN	`12839`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	3,168 sqft Building Perimeter
Basement Area	1,584 sqft Basement
Unfinished Basement	1,584 sqft Unfinished

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Lot Area	4,961,484 sqft (113 acres)
Garage Type	Carport Garage
Carport	Carport

Utilities and HVAC

Heating System	HVAC Heating
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	12839
Street Address	470 OLIVER RD
City	PROSPECT
State	VA
Zip	23960-7984
Property Usage	Agriculture or Farming Property Usage
Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	FINCHUM
Jurisdiction	PRINCE EDWARD VA
Minor Civil Division	601
Census Blockgroup	2
Census Block	2011
Census Tract	930202

Owner

Source: Prince Edward County records · APN 034 A 61B

Assessment roll updated February 24, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	470 OLIVER RD, PROSPECT, VA 23960-7984
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2017	Deed of Trust, Mortgage · Stand Alone Refinance BENCHMARK COMMUNITY BANK
Mar 16, 2021	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Deed Doc Number	2021567
Record Refreshed	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Property Address	470 OLIVER RD, PROSPECT, VA 23960-7984
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001143
Date	Jun 27, 2017
Instrument	170001143

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	60 Months
Due	Jun 10, 2022

Interest

Rate Type	Adjustable Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PRINCE EDWARD VA
Recording Date	Mar 16, 2021
Property Address	470 OLIVER RD, PROSPECT, VA 23960-7984
Document Number	202100567
Instrument Date	Mar 11, 2021
Instrument	202100567
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 OLIVER RD, PROSPECT, VA 23960-7984

Mortgage

Document Number	202100568
Date	Mar 16, 2021
Instrument	202100568

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Interest

Rate Type	Fixed Rate
Rate	2.38%

Tax Assessment & Valuation

Source: Prince Edward County records · Assessment roll updated February 24, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Prince Edward County
Unified School District	Prince Edward County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,087.00 (+1.02%)	$605,300 (+32.19%) Land $362,700 Building $242,600	$605,300 (+32.19%) Land $362,700 Building $242,600
2024	$2,066.00 (-5.96%)
2023	$2,197.00	$457,900 Land $276,700 Building $181,200	$457,900 Land $276,700 Building $181,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Prince Edward County (51147C), updated April 22, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low 20th percentile nationally · 29th in Virginia
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

470 Oliver Rd, Prospect, VA 23960 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Oliver Rd

Nearby Streets

Search Property Records by Address or Parcel Number