832 Oliver Rd, Prospect, VA 23960 Property Records

Prince Edward County property record for 832 Oliver Rd, Prospect, VA 23960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 2009
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$1,038 (2025)
Deeds & Mortgages	Mar 2024 Refinance Apr 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`034 1 4A`

Property Details

APN / Parcel Number

Primary APN	`034 1 4A`
Alternative APN	`26177`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,888 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	26177
Street Address	832 OLIVER RD
City	PROSPECT
State	VA
Zip	23960-7938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALLEN LOT 4 PT
Legal Subdivision	ELLEN R JOHNSON SD
Legal Lot Number	4
Jurisdiction	PRINCE EDWARD VA
Township / Civil Division	601
Census Block Group	2
Census Block	2011
Census Tract	930202

Owner

Source: Prince Edward County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	832 OLIVER RD, PROSPECT, VA 23960-7938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance VILLAGE CAPITAL & INVESTMENT LLC
Apr 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL NETWORK INC
Mar 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Sep 20, 2018	Deed of Trust, Mortgage · VA Mortgage NATIONWIDE MORTGAGE BANKERS INC
Nov 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
May 17, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Property Address	832 OLIVER RD, PROSPECT, VA 23960-7938
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202400336
Date	Mar 7, 2024
Instrument	202400336

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.75%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Property Address	832 OLIVER RD, PROSPECT, VA 23960-7938
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300595
Date	Apr 27, 2023
Instrument	202300595

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Property Address	832 OLIVER RD, PROSPECT, VA 23960-7938
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200600
Date	Mar 21, 2022
Instrument	202200600

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Property Address	832 OLIVER RD, PROSPECT, VA 23960-7938
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	QUICK CLOSE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001689
Date	Sep 20, 2018
Instrument	180001689

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Property Address	832 OLIVER RD, PROSPECT, VA 23960-7938
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002119
Date	Nov 4, 2020
Instrument	202002119

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Property Address	832 OLIVER RD, PROSPECT, VA 23960-7938
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000809
Date	May 17, 2019
Instrument	190000809

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Prince Edward County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Prince Edward County
Unified School District	Prince Edward County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,038.00	$259,500 (+40.5%) Land $24,000 Building $235,500	$259,500 (+40.5%) Land $24,000 Building $235,500
2023	$886.00	$184,700 Land $17,000 Building $167,700	$184,700 Land $17,000 Building $167,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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