Mitchell County property record for 545 Oak Ave, Spruce Pine, NC 28777
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 3,950 sqft · built 1928 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Company Name on File |
| Last Sale | $110,000 (Oct 2005) |
| Tax Bill | $726 (2026) |
| Deeds & Mortgages | Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0890-18-22-7133 |
| Primary APN | 0890-18-22-7133 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,950 sqft Total Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Lot Area | 13,939 sqft (0.32 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 555554584 |
|---|---|
| Street Address | 545 OAK AVE |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-2727 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Legal Description | MAP 4 BLK 4 LOT 18 |
| Legal Tract | B |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 950300 |
545 Oak Ave, a commercial property, is owned by a company that bought it in October 2005.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 534 OAK AVE, SPRUCE PINE, NC 28777-2728 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2005 · Amount on File |
| Deed Sale | Oct 10, 2005 · Amount on File |
| Deed Book / Page | 424 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Mar 27, 2019 |
| Property Address | 545 OAK AVE, SPRUCE PINE, NC 28777-2727 |
| Document Number | 000600/283 |
| Book / Page | 600 / 283 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 2019000510 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 563 OAK AVE, SPRUCE PINE, NC 28777-2727 |
The 2026 property tax bill for 545 Oak Ave was $726.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $726.00 | $129,800 (-) Land $69,700 Building $60,100 | |
| 2025 | $726.00 | $129,800 Land $69,700 Building $60,100 | |
| 2023 | $726.00 | $129,800 Land $69,700 Building $60,100 | $129,800 Land $69,700 Building $60,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 545 Oak Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 Oak Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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