446 Oak Ave, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 446 Oak Ave, Spruce Pine, NC 28777 · Last verified August 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year BuiltBuilt 1975
Square Footage720 sqft Total Area
Lot Size40,511 sqft (0.93 acres)
Tax Bill$498.00 (2025)

Property Details

APN / Parcel Number

Primary APN0890-17-21-2705
Alternative APN
  • 555781016

Interior

Building Area720 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeWood Construction
Lot Area40,511 sqft (0.93 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number555781016
Street Address446 OAK AVE
CitySPRUCE PINE
StateNC
Zip28777-2726
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionMAP 10 BLK 3 LOT 1 PETERS
Legal Block3
Legal Lot Number1
JurisdictionMITCHELL NC
Minor Civil DivisionGRASSY CREEK
Census Blockgroup1
Census Block1053
Census Tract950300

Owner

Source: Mitchell County records · APN 0890-17-21-2705

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing AddressPO BOX 666, SPRUCE PINE, NC 28777-0666
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Intrafamily Transfer, Transfer
Sep 25, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 12, 2021
Transfer Doc630/157
Record RefreshedSep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMITCHELL NC
Recording DateJul 15, 2021
Property Address446 OAK AVE, SPRUCE PINE, NC 28777-2726
Document Number630/157
Book / Page630 / 157
Instrument DateJul 12, 2021
Instrument2021001524
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 666, SPRUCE PINE, NC 28777-0666

September 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMITCHELL NC
Recording DateSep 25, 2017
Property Address446 OAK AVE, SPRUCE PINE, NC 28777-2726
Document Number584/197
Book / Page584 / 197
Map ReferenceMB 211 PG 552
Instrument DateMar 08, 2017
Instrument2017001766
Transaction TypeTransfer
Record UpdatedJun 06, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 666, SPRUCE PINE, NC 28777-0666

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
MunicipalitySpruce Pine Town
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$498.00$89,000 (-) Land $70,900 Building $18,100
2023$498.00$89,000 Land $70,900 Building $18,100$89,000 Land $70,900 Building $18,100

Flood & Wildfire

446 Oak Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 24th in North Carolina
Wildfire LikelihoodLow — about 1 in 3,333 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Oak Ave

Nearby Streets

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