585 Oak Ave, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 585 Oak Ave, Spruce Pine, NC 28777

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Lot Size	0.64 acres (27,878 sqft)
Owner	Company Name on File
Last Sale	$80,000 (Oct 2023)
Tax Bill	$780 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0890-18-22-9148`

Property Details

APN / Parcel Number

Primary APN	`0890-18-22-9148`
Alternative APNs	`555557097` `555785167`

Exterior

Lot Area	27,878 sqft (0.64 acres)

Location & Zoning

Account Number	555785167
Street Address	585 OAK AVE
City	SPRUCE PINE
State	NC
Zip	28777-2727
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	OAK AVE
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1069
Census Tract	950300

Owner

585 Oak Ave, a commercial property, is owned by a company that bought it in October 2023.

Source: Mitchell County records, as of September 8, 2026

Owner of Record	Company Name on File
Mailing Address	9325 RAY RD, RALEIGH, NC 27613-5342
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 3, 2023	Warranty Deed, Transfer
Aug 2, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on File
Deed Sale	Oct 3, 2023 · Amount on File
Prior Sale	Jul 18, 2008 · Amount on File
Deed Document Number	20231989
Deed Book / Page	662 / 483
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	585 OAK AVE, SPRUCE PINE, NC 28777-2727
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000648/457
Date	Sep 2, 2022
Book Page	648/457
Instrument	2022002542

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Oct 3, 2023
Property Address	585 OAK AVE, SPRUCE PINE, NC 28777-2727
Document Number	000662/483
Book / Page	662 / 483
Map Reference	MB 5 PG 155
Instrument Date	Oct 3, 2023
Instrument	2023001989
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	965 SANDY BRANCH RD, BAKERSVILLE, NC 28705-6431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9325 RAY RD, RALEIGH, NC 27613-5342

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Aug 2, 2023
Property Address	585 OAK AVE, SPRUCE PINE, NC 28777-2727
Document Number	000660/343
Book / Page	660 / 343
Map Reference	DR 11 M 01128
Instrument Date	Aug 1, 2023
Instrument	2023001565
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	965 SANDY BRANCH RD, BAKERSVILLE, NC 28705-6431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 SANDY BRANCH RD, BAKERSVILLE, NC 28705-6431

Tax Assessment & Valuation

The 2026 property tax bill for 585 Oak Ave was $780.

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$780.00	$139,400 (-) Land $139,400
2025	$780.00	$139,400 Land $139,400
2023	$780.00	$139,400 Land $139,400	$139,400 Land $139,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 585 Oak Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 585 Oak Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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