545 Oak Ave, Aurora, IL 60506 Property Records

Kane County property record for 545 Oak Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,302 sqft · built 1910
Lot Size	0.174 acres (7,560 sqft)
Owner	Company Name on File
Last Sale	$175,000 (Nov 2019)
Tax Bill	$5,117 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-15-354-014`

Property Details

APN / Parcel Number

Primary APN	`15-15-354-014`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
Gross Area	2,170 sqft
Basement Area	868 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,560 sqft (0.174 acres)
Lot Dimensions	144 ft deep x 52.5 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	545 OAK AVE
City	AURORA
State	IL
Zip	60506-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAVIDS ADDN TO W AURORA LOT 2 BLK 3 LOT DIMENSIONS: 52.5 X 144 APPROX LOT SQ FT 7560 SUBDIVISION: ILL AV-W PARK-LAKE-GRAND RANGE CODE: 001
Legal Subdivision	ILL AV-W PARK-LAKE-GRAND
Legal Block	3
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1003
Census Tract	853200

Owner

545 Oak Ave is owned by a company that acquired it in March 2022 and is owner-occupied.

Source: Kane County records, as of July 23, 2026

Owner of Record	Company Name on File
Mailing Address	545 OAK AVE, AURORA, IL 60506-3109
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage FIFTH THIRD BANK NA
Dec 30, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 26, 2019	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 3, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NTHRN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on File
Deed Sale	Nov 26, 2019 · Amount on File
Prior Sale	Dec 30, 2002
Deed Document Number	201957503
Last Transfer Date	Mar 7, 2022
Transfer Doc	0000016434
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 24, 2022
Property Address	545 OAK AVE, AURORA, IL 60506-3109
Document Number	0000016434
Instrument Date	Mar 7, 2022
Instrument	2022K016434
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	545 OAK AVE, AURORA, IL 60506-3109

Mortgage

Document Number	0000016435
Date	Mar 24, 2022
Instrument	2022K016435

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	118 Months
Due	Jan 1, 2032

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	545 OAK AVE, AURORA, IL 60506-3109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082225
Date	Dec 30, 2020
Instrument	2020K082225

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Term	359 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 26, 2019
Property Address	545 OAK AVE, AURORA, IL 60506-3109
Document Number	0000057503
Instrument Date	Oct 24, 2019
Instrument	2019K057503
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 OAK AVE, 545, AURORA, IL 60506-3109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 OAK AVE, AURORA, IL 60506-3109

Mortgage

Document Number	0000057504
Date	Nov 26, 2019
Instrument	2019K057504

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	545 OAK AVE, AURORA, IL 60506-3109
Document Number	0000024358
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	Jun 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 OAK AVE AURORA IL 605063109, AURORA, IL 60506-3109

Mortgage

Document Number	0000024358
Date	May 25, 2018
Instrument	24358

Lender

Name	FIRST NTHRN CU
Type	Credit Union
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 545 Oak Ave was $5,117 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,117.00 Homeowner's exemption	$76,905 (+9.39%) Land $10,441 Building $66,464	$230,807 (+9.39%) Land $31,336 Building $199,472
2024		$70,304 Land $9,545 Building $60,759	$210,996 Land $28,646 Building $182,350
2022	$4,542.00 (+4.99%) Homeowner's exemption	$57,314 (+7.41%) Land $7,781 Building $49,533	$171,942 (+7.41%) Land $23,343 Building $148,599
2021	$4,326.00 Homeowner's exemption	$53,360 Land $7,244 Building $46,116	$160,080 Land $21,732 Building $138,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 545 Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 545 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Watch TV.

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