537 Oak Ave, Aurora, IL 60506 Property Records

Kane County property record for 537 Oak Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,570 sqft · built 1910
Lot Size	0.174 acres (7,560 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Feb 2018)
Tax Bill	$5,790 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-15-354-016`

Property Details

APN / Parcel Number

Primary APN	`15-15-354-016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,570 sqft Living Area
Gross Area	2,533 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	7,560 sqft (0.174 acres)
Garage Type	Attached
Garage Area	243 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	537 OAK AVE
City	AURORA
State	IL
Zip	60506-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 3 IN DAVIDS ADDN TO W AURORA
Legal Subdivision	DAVIDS ADDN
Legal Block	3
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1003
Census Tract	853200

Owner

537 Oak Ave is owned and occupied by an individual who bought it in February 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	537 OAK AVE, AURORA, IL 60506-3109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 5, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Feb 27, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2018 · Amount on File
Deed Sale	Feb 27, 2018 · Amount on File
Prior Sale	Nov 15, 2011 · Amount on File
Deed Document Number	20189125
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	537 OAK AVE, AURORA, IL 60506-3109
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 OAK AVE, AURORA, IL 60506-3109
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002425
Date	Jan 20, 2026
Instrument	2026K002425

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Nov 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	537 OAK AVE, AURORA, IL 60506-3109
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025999
Date	Jun 5, 2018
Instrument	2018K025999

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 27, 2018
Property Address	537 OAK AVE, AURORA, IL 60506-3109
Document Number	0000009125
Instrument Date	Feb 9, 2018
Instrument	2018K009125
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 OAK AVE, AURORA, IL 60506-3109
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009126
Date	Feb 27, 2018
Instrument	2018K009126

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Mortgage

Document Number	0000009127
Date	Feb 27, 2018
Instrument	2018K009127

Lender

Name	THE UNITED STATES OF AMERICA
Type	Non-Lending Institution
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 537 Oak Ave was $5,790 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,790.00 Homeowner's exemption	$85,959 (+9.39%) Land $10,441 Building $75,518	$257,980 (+9.39%) Land $31,336 Building $226,645
2024		$78,581 Land $9,545 Building $69,036	$235,837 Land $28,646 Building $207,191
2022	$5,139.00 (+4.88%) Homeowner's exemption	$64,061 (+7.41%) Land $7,781 Building $56,280	$192,183 (+7.41%) Land $23,343 Building $168,840
2021	$4,900.00 Homeowner's exemption	$59,641 Land $7,244 Building $52,397	$178,923 Land $21,732 Building $157,191

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 537 Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 537 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Watch TV.

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