540 Oak Ave, Aurora, IL 60506 Property Records

Kane County property record for 540 Oak Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,012 sqft · built 1914
Lot Size	0.174 acres (7,560 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Mar 2018)
Tax Bill	$5,647 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage May 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-15-353-040`

Property Details

APN / Parcel Number

Primary APN	`15-15-353-040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
Gross Area	2,717 sqft
1st Floor Area	1,012 sqft
Basement Area	1,012 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	7,560 sqft (0.174 acres)
Lot Dimensions	144 ft deep x 52.5 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	540 OAK AVE
City	AURORA
State	IL
Zip	60506-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAVIDS ADDN : LOT 4 BLK 4
Legal Subdivision	DAVIDS ADDN
Legal Block	4
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2000
Census Tract	853200

Owner

540 Oak Ave is owned and occupied by an individual who bought it in March 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	540 OAK AVE, AURORA, IL 60506-3110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
May 31, 2017	Grant Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE
Apr 13, 2017	Trustee's Deed, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2018 · Amount on File
Deed Sale	Mar 26, 2018 · Amount on File
Prior Sale	May 31, 2017 · Amount on File
Deed Document Number	201813512
Prior Transfer Date	Mar 31, 2017
Prior Transfer Doc	0000018499
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 26, 2018
Property Address	540 OAK AVE, AURORA, IL 60506-3110
Document Number	0000013512
Instrument Date	Mar 2, 2018
Instrument	2018K013512
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 5, 2022
Title Company	CITYWIDE TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 OAK AVE, AURORA, IL 60506-3110

Mortgage

Document Number	0000013513
Date	Mar 26, 2018
Instrument	2018K013513

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	May 31, 2017
Property Address	540 OAK AVE, AURORA, IL 60506-3110
Document Number	0000027662
Instrument Date	May 22, 2017
Instrument	27662
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Tax	$126.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	554 SPRING ST AURORA IL 605053540, AURORA, IL 60505-3540

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Apr 13, 2017
Property Address	540 OAK AVE, AURORA, IL 60506-3110
Document Number	0000018499
Instrument Date	Mar 31, 2017
Instrument	18499
Transaction Type	Foreclosure
Record Updated	May 3, 2017
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16745 W BERNARDO DR #300 SAN DIEGO CA 921271908, 300, SAN DIEGO, CA 92127-1908

Tax Assessment & Valuation

The 2025 property tax bill for 540 Oak Ave was $5,647 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,647.00 Homeowner's exemption	$84,042 (+9.39%) Land $10,441 Building $73,601	$252,227 (+9.39%) Land $31,336 Building $220,891
2024		$76,828 Land $9,545 Building $67,283	$230,576 Land $28,646 Building $201,930
2022	$5,013.00 (+4.9%) Homeowner's exemption	$62,632 (+7.41%) Land $7,781 Building $54,851	$187,896 (+7.41%) Land $23,343 Building $164,553
2021	$4,779.00 Homeowner's exemption	$58,311 Land $7,244 Building $51,067	$174,933 Land $21,732 Building $153,201

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 540 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Watch TV.

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