545 Mill Ridge Dr, Byron, IL 61010 Property Records

Ogle County property record for 545 Mill Ridge Dr, Byron, IL 61010

Property Summary

Property TypeCondominium
Details1,478 sqft · built 2006
Lot Size0.322 acres (14,033 sqft)
OwnerIndividual Name on Record
Last Sale$176,000 (Jan 2025)
Tax Bill$4,146 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-30-355-020

Property Details

APN / Parcel Number

Primary APN05-30-355-020

Interior

Stories1 Story
Building Area1,478 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Lot Area14,033 sqft (0.322 acres)

Location & Zoning

Street Address545 MILL RIDGE DR
CityBYRON
StateIL
Zip61010-1489
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 70 CONDOMINIUM AT CREEKSIDE PHASE 3 MILL CREEK CREEKSIDE CITY OF BYRON
Legal SubdivisionTHE CONDOMINIUMS AT CREEKSIDE
Legal PhaseE
Legal Unit70
JurisdictionOGLE IL
Township / Civil DivisionBYRON
Census Block Group3
Census Block3023
Census Tract961700

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address545 MILL RIDGE DR, BYRON, IL 61010-1489
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2022Warranty Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD
Jul 3, 2017Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2025 · Amount on Record
Deed SaleJan 8, 2025 · Amount on Record
Prior SaleJul 3, 2017 · Amount on Record
Deed Document Number202593
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateMar 3, 2022
Property Address545 MILL RIDGE DR, BYRON, IL 61010-1489
Document Number0000001322
Map ReferenceBKD FL43 DOC0111116
Instrument DateFeb 22, 2022
Instrument202201322
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$202.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10034 PENNY LN, MACHESNEY PARK, IL 61115-1551

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 MILL RIDGE DR, BYRON, IL 61010-1489

Mortgage

Document Number0000001323
DateMar 3, 2022
Instrument202201323
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionOGLE IL
Recording DateJul 3, 2017
Property Address545 MILL RIDGE DR, BYRON, IL 61010-1489
Document Number0000003766
Map ReferencePB D DOC 0111116
Instrument DateJun 30, 2017
Instrument201703766
Transaction TypeTransfer
Record UpdatedJun 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$167.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 MILL RIDGE DR, BYRON, IL 61010-1489

Mortgage

Document Number0000003767
DateJul 3, 2017
Instrument201703767
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.9%

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityByron City
CountyOgle County
County SubdivisionByron Township
Unified School DistrictByron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,146.00 (+17.92%)$56,309 (+19.6%) Land $6,780 Building $49,529$168,927 (+19.6%) Land $20,340 Building $148,587
2024$3,516.00 (+15.47%)$47,083 (+5.19%) Land $6,137 Building $40,946$141,249 (+5.19%) Land $18,411 Building $122,838
2023$44,760 Land $5,834 Building $38,926$134,280 Land $17,502 Building $116,778
2022$3,045.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2002–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBYRON
serves 3,784 people · EPA ID IL1410100
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AaroBand
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

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