527 Mill Ridge Dr, Byron, IL 61010 Property Records

Ogle County property record for 527 Mill Ridge Dr, Byron, IL 61010

Property Summary

Property TypeCondominium
Details1,458 sqft · built 2006
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on File
Last Sale$167,000 (Aug 2024)
Tax Bill$3,846 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN05-31-104-063

Property Details

APN / Parcel Number

Primary APN05-31-104-063

Interior

Stories1 Story
Building Area1,458 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Lot Area14,000 sqft (0.321 acres)

Location & Zoning

Street Address527 MILL RIDGE DR
CityBYRON
StateIL
Zip61010-1489
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 74 CONDO CREEKSIDE FINAL PLAT PHASE 3 MILL CREEK CREEKSIDE CITY OF BYRON
Legal PhaseE
Legal Unit74
JurisdictionOGLE IL
Township / Civil DivisionBYRON
Census Block Group3
Census Block3023
Census Tract961700

Owner

527 Mill Ridge Dr, a condominium, is owned and occupied by an individual who bought it in August 2024.

Source: Ogle County records, as of May 19, 2026

Owner of RecordIndividual Name on File
Mailing Address527 MILL RIDGE DR, BYRON, IL 61010-1489
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2024 · Amount on File
Deed SaleAug 16, 2024 · Amount on File
Prior SaleSep 14, 2010 · Amount on File
Deed Document Number20243667
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Recording DateApr 6, 2026
Property Address527 MILL RIDGE DR, BYRON, IL 61010-1489
Document Number0000001617
Instrument DateFeb 19, 2026
Instrument20261617
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address527 MILL RIDGE DR, BYRON, IL 61010-1489

Mortgage

Document Number0000001617,
DateApr 6, 2026
Instrument20261617
Lender
NameBYRON BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2041
Interest
Rate TypeFixed Rate
Rate5.75%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 527 Mill Ridge Dr was $3,846.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityByron City
CountyOgle County
County SubdivisionByron Township
Unified School DistrictByron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,846.00$52,671 Land $7,513 Building $45,158$158,013 Land $22,539 Building $135,474
2023$43,777 Land $5,834 Building $37,943$131,331 Land $17,502 Building $113,829
2022$1,986.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 527 Mill Ridge Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2002–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 527 Mill Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBYRON
serves 3,784 people · EPA ID IL1410100
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AaroBand
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

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