540 Mill Ridge Dr, Byron, IL 61010 Property Records

Ogle County property record for 540 Mill Ridge Dr, Byron, IL 61010

Property Summary

Property Type	Condominium
Details	1,325 sqft · built 2003
Lot Size	0.298 acres (13,000 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Dec 2024)
Tax Bill	$4,011 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-30-355-013`

Property Details

APN / Parcel Number

Primary APN	`05-30-355-013`

Interior

Stories	1 Story
Building Area	1,325 sqft Living Area
Basement Area	1,325 sqft
Unfinished Basement	1,325 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide

Location & Zoning

Street Address	540 MILL RIDGE DR
City	BYRON
State	IL
Zip	61010-1489
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 37 (LOT 19) CONDOS AT CREEKSIDE CITY OF BYRON
Legal Subdivision	THE CONDOMINIUMS AT CREEKSIDE
Legal Lot Number	19
Legal Unit	37
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	3
Census Block	3024
Census Tract	961700

Owner

540 Mill Ridge Dr, a condominium, is owned and occupied by an individual who bought it in December 2024.

Source: Ogle County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	540 MILL RIDGE DR, BYRON, IL 61010-1489
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2024 · Amount on File
Deed Sale	Dec 9, 2024 · Amount on File
Prior Sale	Sep 28, 2017 · Amount on File
Deed Document Number	20245616
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Sep 28, 2017
Property Address	540 MILL RIDGE DR, BYRON, IL 61010-1489
Document Number	0000005643
Instrument Date	Sep 26, 2017
Instrument	5643
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	KENZLEY TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	540 MILL RIDGE DR BYRON IL 610101489, BYRON, IL 61010-1489

Mortgage

Document Number	5644
Date	Sep 28, 2017
Instrument	5644

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 540 Mill Ridge Dr was $4,011.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Byron City
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,011.00	$54,672 Land $8,838 Building $45,834	$164,016 Land $26,514 Building $137,502
2023		$45,259 Land $6,508 Building $38,751	$135,777 Land $19,524 Building $116,253
2022	$2,022.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 Mill Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2002–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Mill Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AaroBand Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20