Catoosa County property record for 545 Live Oak Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,345 sqft · built 2018 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $525,000 (Oct 2025) |
| Tax Bill | $3,875 (2025) |
| Deeds & Mortgages | Oct 2025 Sale May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038N161 |
| Primary APN | 0038N161 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,345 sqft Heated Area |
| 1st Floor Area | 1,418 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 124 ft deep x 82 ft wide |
| Porch | Porch |
| Porch Area | 44 sqft |
| Deck Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 29059 |
|---|---|
| Street Address | 545 LIVE OAK RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3393 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 161 WHITE OAK PLANTATION PHASE 6 |
| Legal Subdivision | WHITE OAK PLANTATION |
| Legal Phase | 6 |
| Legal Lot Number | 161 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30201 |
Source: Catoosa County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 545 LIVE OAK RD, RINGGOLD, GA 30736-3393 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2025 | Warranty Deed, Transfer |
| May 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST BK |
| Apr 30, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Prior Sale | Apr 27, 2018 · Amount on Record |
| Deed Document Number | 0002412423 |
| Deed Book / Page | 2412 / 423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Oct 16, 2025 |
| Property Address | 545 LIVE OAK RD, RINGGOLD, GA 30736-3393 |
| Document Number | 0024120423 |
| Book / Page | 2412 / 423 |
| Instrument Date | Oct 15, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $5.25 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 LIVE OAK RD, RINGGOLD, GA 30736-3393 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 545 LIVE OAK RD, RINGGOLD, GA 30736-3393 |
| Document Number | 0020510484 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | CHOICE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 545 LIVE OAK RD RINGGOLD GA 307363393, RINGGOLD, GA 30736-3393 |
| Document Number | 0020510484 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 002051/000484 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 30, 2018 |
| Property Address | 545 LIVE OAK RD, RINGGOLD, GA 30736-3393 |
| Document Number | 0019320449 |
| Book / Page | 001932 / 000449 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | NORTHWEST GA LAND TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $329.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 545 LIVE OAK RD RINGGOLD GA 307363393, RINGGOLD, GA 30736-3393 |
| Document Number | 19320451 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 001932/000451 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2048 |
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,875.00 (-11.83%) Homeowner's exemption | $207,387 (+0.62%) Land $20,000 Building $187,387 | $518,468 (+0.62%) Land $50,000 Building $468,468 |
| 2024 | $4,395.00 (+19.27%) | $206,100 (+25.18%) Land $22,000 Building $184,100 | $515,251 (+25.18%) Land $55,000 Building $460,251 |
| 2023 | $3,685.00 (+19.84%) | $164,639 Land $22,000 Building $142,639 | $411,598 Land $55,000 Building $356,598 |
| 2022 | $3,075.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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