Catoosa County property record for 557 Live Oak Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,320 sqft · built 2018 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $344,900 (Jun 2020) |
| Tax Bill | $3,874 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Mar 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038N162 |
| Primary APN | 0038N162 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,320 sqft Heated Area |
| 1st Floor Area | 1,250 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 124 ft deep x 81 ft wide |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Deck Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 29060 |
|---|---|
| Street Address | 557 LIVE OAK RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3393 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 162 WHITE OAK PLANTATION PHASE 6 |
| Legal Subdivision | WHITE OAK PLANTATION |
| Legal Phase | 6 |
| Legal Lot Number | 162 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30201 |
557 Live Oak Rd is owned and occupied by an individual who acquired it in June 2020.
Source: Catoosa County records, as of January 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 557 LIVE OAK RD, RINGGOLD, GA 30736-3393 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit COOSA VALLEY CREDIT UNION |
| Mar 5, 2025 | Deed of Trust, Mortgage · Line of Credit COOSA VALLEY CREDIT UNION |
| Jun 19, 2020 | Warranty Deed, Transfer · Conventional with PMI FIRST CITIZENS NAT'L BK |
| Jun 4, 2018 | Grant Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2020 · Amount on File |
| Deed Sale | Jun 12, 2020 · Amount on File |
| Prior Sale | Jun 1, 2018 · Amount on File |
| Deed Document Number | 0002059206 |
| Deed Book / Page | 2059 / 206 |
| Last Transfer Date | Jun 19, 2020 |
| Transfer Doc | 0020590206 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 557 LIVE OAK RD, RINGGOLD, GA 30736-3393 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 557 LIVE OAK RD, RINGGOLD, GA 30736-3393 |
| Document Number | 0022300000000771 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | 0000002230/0000000771 |
| Instrument | 005673 |
| Name | COOSA VALLEY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 557 LIVE OAK RD, RINGGOLD, GA 30736-3393 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 557 LIVE OAK RD, RINGGOLD, GA 30736-3393 |
| Document Number | 0023720000000421 |
|---|---|
| Date | Mar 5, 2025 |
| Book Page | 0000002372/0000000421 |
| Name | COOSA VALLEY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jun 19, 2020 |
| Property Address | 557 LIVE OAK RD, RINGGOLD, GA 30736-3393 |
| Document Number | 0020590206 |
| Book / Page | 002059 / 000206 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2020 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 557 LIVE OAK RD RINGGOLD GA 307363393, RINGGOLD, GA 30736-3393 |
| Document Number | 20590209 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 002059/000209 |
| Name | FIRST CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38024 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jun 4, 2018 |
| Property Address | 557 LIVE OAK RD, RINGGOLD, GA 30736-3393 |
| Document Number | 0019380629 |
| Book / Page | 001938 / 000629 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 26, 2018 |
| Title Company | NORTHWEST LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $339.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 914 MAYWOOD AVE HOLLAND MI 494241772, HOLLAND, MI 49424-1772 |
| Document Number | 19380631 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 001938/000631 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2048 |
The 2025 property tax bill for 557 Live Oak Rd was $3,874 with a homeowner's exemption.
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,874.00 Homeowner's exemption | $206,080 Land $20,000 Building $186,080 | $515,201 Land $50,000 Building $465,201 |
| 2023 | $3,674.00 (+18.78%) Homeowner's exemption | $166,144 Land $22,000 Building $144,144 | $415,360 Land $55,000 Building $360,360 |
| 2022 | $3,093.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 557 Live Oak Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 557 Live Oak Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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