Cherokee County property record for 545 Laurel Cove Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,202 sqft · built 1982 |
| Lot Size | 0.969 acres (42,253 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Mar 2021) |
| Tax Bill | $690 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459102676326000 |
| Primary APN | 459102676326000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,202 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,253 sqft (0.969 acres) |
| Lot Dimensions | 421 ft deep x 114 ft wide |
| Deck Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 54141 |
|---|---|
| Street Address | 545 LAUREL COVE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-2100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 LAUREL COVE 1537/186 |
| Legal Lot Number | 16 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 930502 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 545 LAUREL COVE RD, MURPHY, NC 28906-2100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2021 · Amount on Record |
| Deed Sale | Mar 24, 2021 · Amount on Record |
| Prior Sale | Jun 8, 2016 · Amount on Record |
| Deed Document Number | 1930 |
| Deed Book / Page | 1675 / 1499 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 24, 2021 |
| Property Address | 545 LAUREL COVE RD, MURPHY, NC 28906-2100 |
| Document Number | 01675/1499 |
| Book / Page | 1675 / 1499 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 1930 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 545 LAUREL COVE RD, MURPHY, NC 28906-2100 |
| Name | Verified Name |
|---|---|
| Address | 545 LAUREL COVE RD, MURPHY, NC 28906-2100 |
| Document Number | 0016751503 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 1675/1503 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $690.00 | $94,010 (-) | $94,010 (-) Land $18,000 Building $76,010 |
| 2023 | $94,010 | $94,010 Land $18,000 Building $76,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
May also be available: Blue Ridge Mountain EMC, T-Mobile.
4G LTE (outdoors only), no 5G reported
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