515 Laurel Cove Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 515 Laurel Cove Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,552 sqft · built 1985
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Jul 2019)
Tax Bill	$478 (2025)
Deeds & Mortgages	Mar 2026 Reverse Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`459102674478000`

Property Details

APN / Parcel Number

Primary APN	`459102674478000`
Alternative APN	`50113`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,552 sqft Heated Area
Gross Area	2,136 sqft
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Combination
Roof Type	Gable
Roof Material	Metal
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	190 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	280 sqft
Deck Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	50113
Street Address	515 LAUREL COVE RD
City	MURPHY
State	NC
Zip	28906-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 LAUREL COVE 1302/416
Legal Subdivision	LAUREL COVE SUBDIVISION
Legal Lot Number	12
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1015
Census Tract	930502

Owner

Source: Cherokee County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 LAUREL COVE RD, MURPHY, NC 28906-2100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jul 11, 2019	Warranty Deed, Transfer
Nov 2, 2005	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2019 · Amount on Record
Deed Sale	Jul 11, 2019 · Amount on Record
Prior Sale	Nov 2, 2005 · Amount on Record
Deed Document Number	20193084
Deed Book / Page	1617 / 863
Last Transfer Date	Mar 23, 2026
Transfer Doc	001798/255
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Mar 27, 2026
Property Address	515 LAUREL COVE RD, MURPHY, NC 28906-2100
Document Number	001798/255
Book / Page	1798 / 255
Instrument Date	Mar 23, 2026
Instrument	1447
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 LAUREL COVE RD, MURPHY, NC 28906-2100

Mortgage

Document Number	0001798258
Date	Mar 27, 2026
Instrument	1798/258

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1029 Months
Due	Dec 7, 2111

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 11, 2019
Property Address	515 LAUREL COVE RD, MURPHY, NC 28906-2100
Document Number	01617/0863
Book / Page	01617 / 0863
Instrument Date	Jul 8, 2019
Instrument	03084
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5849 VIRGINIA AVE, 5849, NEW PORT RICHEY, FL 34652-1948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 MUSCADINE LN, CHATSWORTH, GA 30705-6882

November 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 2, 2005
Property Address	515 LAUREL COVE RD, MURPHY, NC 28906-2100
Document Number	1190/0782
Book / Page	1190 / 0782
Instrument Date	Sep 28, 2005
Instrument	2005-0052042
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5849 VIRGINIA AVE, NEW PORT RICHEY, FL 34652-1948

Mortgage

Document Number	20050052044
Date	Nov 2, 2005
Instrument	2005-0052044

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2035

Mortgage

Document Number	01190/0785
Date	Nov 2, 2005
Book Page	1190/0785
Instrument	2005-0052043

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2020

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$478.00	$113,790 (-)	$113,790 (-) Land $14,000 Building $99,790
2023		$113,790	$113,790 Land $14,000 Building $99,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30

May also be available: Blue Ridge Mountain EMC, T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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