483 Laurel Cove Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 483 Laurel Cove Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,024 sqft · built 1982
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$127,500 (Feb 2018)
Tax Bill	$812 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`459102673535000`

Property Details

APN / Parcel Number

Primary APN	`459102673535000`
Alternative APN	`47221`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,024 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	200 ft deep x 412 ft wide
Deck Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	47221
Street Address	483 LAUREL COVE RD
City	MURPHY
State	NC
Zip	28906-7276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13 & 14 LAUREL COVE 1491/278
Legal Lot Number	13-14
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1015
Census Tract	930502

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	483 LAUREL COVE RD, MURPHY, NC 28906-7276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Sep 20, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2018 · Amount on Record
Deed Sale	Feb 12, 2018 · Amount on Record
Prior Sale	Jun 11, 2014 · Amount on Record
Deed Document Number	00656
Deed Book / Page	01580 / 0453
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	483 LAUREL COVE RD, MURPHY, NC 28906-7276
Transaction Type	Mortgage
Record Updated	Apr 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 LAUREL COVE RD, MURPHY, NC 28906-7276

Mortgage

Document Number	001731/271
Date	Mar 15, 2023
Book Page	1731/271
Instrument	1206

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	483 LAUREL COVE RD, MURPHY, NC 28906-7276
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES, WFG LENDERS SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01623/0970
Date	Sep 20, 2019
Book Page	01623/0970
Instrument	04477

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 12, 2018
Property Address	483 LAUREL COVE RD, MURPHY, NC 28906-7276
Document Number	01580/0453
Book / Page	01580 / 0453
Instrument Date	Jan 25, 2018
Instrument	00656
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	584 WARE RD, 584, MURPHY, NC 28906-8583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 NW 39TH ST, OAKLAND PARK, FL 33309-4447

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$812.00	$113,000 (-)	$113,000 (-) Land $40,000 Building $73,000
2023		$113,000	$113,000 Land $40,000 Building $73,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30

May also be available: Blue Ridge Mountain EMC, T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Laurel Cove Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures