545 John Pitman Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 545 John Pitman Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,833 sqft · built 2020
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$607,002 (Jun 2021)
Tax Bill$8,537 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT181500065

Property Details

APN / Parcel Number

Primary APNT181500065
Alternative APN
  • 3-0106-C569-00-0005.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,833 sqft Living Area
Basement Area2,826 sqft

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT181500065
Street Address545 JOHN PITMAN DR
CitySAINT CHARLES
StateMO
Zip63304-7572
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEGACY AT PATRIOTS RIDGE LOT 5
Legal Range03E
Legal Township46N
Legal SubdivisionLEGACY AT PATRIOTS RIDGE
Legal Lot Number5
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group3
Census Block3002
Census Tract311124

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address545 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2021 · Amount on Record
Deed SaleJun 1, 2021 · Amount on Record
Deed Document Number0202146484
Deed Book / Page2021 / 46484
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 1, 2021
Property Address545 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Document Number0000046484
Map ReferenceMB 49 PG 301
Instrument DateMay 28, 2021
Instrument2021R-046484
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 4, 2022
Title CompanySYNERGY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 RESEARCH PARK DR # DR130, 4, SAINT CHARLES, MO 63304-5638

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 JOHN PITMAN DR, COTTLEVILLE, MO 63304-7572

Mortgage

Document Number0000046485
DateJun 1, 2021
Instrument2021R-046485
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,537.00$138,987 (+15.78%)$731,509 (+15.78%) Land $80,000 Building $651,509
2023$120,047
2022$631,828 Land $80,000 Building $551,828

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30

May also be available: AT&T, Brightspeed, Verizon.

Nearby Properties on John Pitman Dr

Nearby Streets

Search Property Records by Address or Parcel Number