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548 John Pitman Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 548 John Pitman Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,854 sqft · built 2018
Lot Size0.344 acres (15,028 sqft)
Owner2 Individual Names on Record
Last Sale$495,234 (Jun 2018)
Tax Bill$9,288 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APNT181500083

Property Details

APN / Parcel Number

Primary APNT181500083
Alternative APN
  • 3-0106-C569-00-0023.0000000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,854 sqft Living Area
Basement Area2,829 sqft
Finished Basement1,414 sqft

Exterior

Year BuiltBuilt 2018
Architectural StyleRanch
Exterior MaterialBrick
Lot Area15,028 sqft (0.344 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT181500083
Street Address548 JOHN PITMAN DR
CitySAINT CHARLES
StateMO
Zip63304-7197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEGACY AT PATRIOTS RIDGE LOT 23
Legal Range03E
Legal Township46N
Legal SubdivisionLEGACY AT PATRIOTS RIDGE
Legal Lot Number23
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group3
Census Block3003
Census Tract311124

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address548 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7197
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
STIFEL BANK & TRUST
Jun 20, 2018Warranty Deed, Subdivision Related Transfer
SYNERGY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2018 · Amount on Record
Deed SaleJun 20, 2018 · Amount on Record
Deed Document Number0069361620
Deed Book / Page6936 / 1620
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address548 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7197
Transaction TypeMortgage
Record UpdatedAug 23, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 JOHN PITMAN DR, COTTLEVILLE, MO 63304-7197

Mortgage

Document Number2021R065520
DateAug 5, 2021
Instrument2021R-065520
Lender
NameSTIFEL BANK & TRUST
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2041

June 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 20, 2018
Property Address548 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7197
Document Number0069361620
Book / Page006936 / 001620
Instrument DateJun 19, 2018
Instrument344590
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 21, 2018
Title CompanySYNERGY TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address548 JOHN PITMAN DR ST CHARLES MO 633047197, ST CHARLES, MO 63304-7197

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,288.00$151,255 (+9.09%)$796,078 (+9.09%) Land $80,000 Building $716,078
2023$138,652
2022$729,748 Land $80,000 Building $649,748

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon.

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