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541 John Pitman Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 541 John Pitman Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,724 sqft · built 2018
Lot Size0.485 acres (21,122 sqft)
OwnerCompany Name on File
Tax Bill$9,343 (2025)
Deeds & MortgagesAug 2019 Mortgage
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APNT181500067

Property Details

APN / Parcel Number

Primary APNT181500067
Alternative APN
  • 3-0106-C569-00-0007.0000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area3,724 sqft Living Area
Gross Area6,062 sqft
1st Floor Area2,724 sqft
Basement Area2,698 sqft
Finished Basement1,000 sqft
Unfinished Basement1,698 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleRanch
Exterior MaterialBrick
Lot Area21,122 sqft (0.485 acres)
Garage TypeAttached
Garage Area640 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT181500067
Street Address541 JOHN PITMAN DR
CitySAINT CHARLES
StateMO
Zip63304-7572
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEGACY AT PATRIOTS RIDGE LOT 7
Legal SubdivisionLEGACY AT PATRIOTS RIDGE
Legal Lot Number7
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group3
Census Block3002
Census Tract311124

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address541 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2019Deed of Trust, Mortgage · VA Mortgage
US BANK NA
Aug 22, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2022
Deed SaleAug 22, 2022
Deed Document Number202246297
Prior Transfer DateAug 18, 2022
Prior Transfer Doc0000046297
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address541 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Transaction TypeMortgage
Record UpdatedSep 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000420650
DateAug 12, 2019
Book Page7121/1472
Instrument20190812000420650
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateAug 22, 2022
Property Address541 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Document Number0000046297
Map ReferenceMB 49 PG 301
Instrument DateAug 18, 2022
Instrument2022R-046297
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 JOHN PITMAN DR, COTTLEVILLE, MO 63304-7572

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$152,148 (-)$800,780 (-) Land $80,000 Building $720,780
2025$9,343.00$152,148 (+8.56%)$800,780 (+8.56%) Land $80,000 Building $720,780
2023$140,149
2022$737,625 Land $80,000 Building $657,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30

May also be available: AT&T, Brightspeed, Verizon.

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