Indian River County property record for 545 Iris Ln, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 1,961 sqft · built 1966 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Feb 2004) |
| Tax Bill | $3,871 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer May 2025 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-40-32-00010-0070-00008.0 |
| Primary APN | 32-40-32-00010-0070-00008.0 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 9 Plumbing Fixtures |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,961 sqft Living Area |
| Gross Area | 2,513 sqft |
| 1st Floor Area | 1,961 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 113 ft deep x 100 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Driveway | Concrete Driveway |
| Pool Area | 330 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 253 sqft |
| Patio Area | 288 sqft |
| Street Address | 545 IRIS LN |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-1806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | RIVER OAKS ESTATES UNIT 4 BLK 7 LOT 8 PBI 7-52 |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 32 |
| Legal Subdivision | RIVER OAKS ESTATES UNIT 4 |
| Legal Block | 7 |
| Legal Lot Number | 8 |
| Legal Unit | 4 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 50504 |
Source: Indian River County assessment roll, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 545 IRIS LN, VERO BEACH, FL 32963-1806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 26, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 14, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2004 · Amount on Record |
| Deed Sale | Feb 10, 2004 · Amount on Record |
| Deed Book / Page | 1691 / 362 |
| Last Transfer Date | Jan 23, 2026 |
| Transfer Doc | 0038331667 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 26, 2026 |
| Property Address | 545 IRIS LN, VERO BEACH, FL 32963-1806 |
| Document Number | 0038331667 |
| Book / Page | 3833 / 1667 |
| Map Reference | MB 7 PG 52 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 3120260003622 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 545 IRIS LN, VERO BEACH, FL 32963-1806 |
| Name | Verified Name |
|---|---|
| Address | 545 IRIS LN, VERO BEACH, FL 32963-1806 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 14, 2025 |
| Property Address | 545 IRIS LN, VERO BEACH, FL 32963-1806 |
| Document Number | 0037761092 |
| Book / Page | 3776 / 1092 |
| Map Reference | MB 7 PG 52 |
| Instrument Date | May 14, 2025 |
| Instrument | 3120250024267 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 545 IRIS LN, VERO BEACH, FL 32963-1806 |
| Name | Verified Name |
|---|---|
| Address | 545 IRIS LN, VERO BEACH, FL 32963-1806 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,871.00 (+11.65%) | $268,645 (+5.99%) | $783,088 (+11.52%) Land $487,305 Building $295,783 |
| 2023 | $3,467.00 (+3.28%) | $253,470 (+3%) | $702,179 (+34.29%) Land $487,305 Building $214,874 |
| 2022 | $3,357.00 | $246,088 | $522,885 Land $348,075 Building $174,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 622 units insured incl. 189 condo units |
| Nearby Flood Claims | 129 (1979–2024) |
| Claims Outside the SFHA | 59 of 129 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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