515 Iris Ln, Vero Beach, FL 32963 Property Records

Indian River County property record for 515 Iris Ln, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,928 sqft · built 1967
Lot Size0.26 acres (11,326 sqft)
Owner2 Owner Names on Record
Last Sale$355,000 (Jan 2004)
Tax Bill$3,559 (2025)
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone X (moderate risk)
APN32-40-32-00010-0070-00011.0

Property Details

APN / Parcel Number

Primary APN32-40-32-00010-0070-00011.0
Alternative APN
  • 59136

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,928 sqft Living Area
1st Floor Area1,843 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1967
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeRetaining Wall
Roof TypeHip
Roof MaterialMetal
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions113 ft deep x 100 ft wide
Garage Area600 sqft
DrivewayDriveway
Driveway Area1,950 sqft
PorchOpen Porch
Porch Area98 sqft
Patio Area182 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number59136
Street Address515 IRIS LN
CityVERO BEACH
StateFL
Zip32963-1806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionRIVER OAKS ESTATES UNIT 4 BLK 7 LOT 11 PBI 7-52
Legal Range40
Legal Township32
Legal Section32
Legal SubdivisionRIVER OAKS ESTATES UNIT 4
Legal Block7
Legal Lot Number11
Legal Unit4
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1045
Census Tract50504

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address515 IRIS LN, VERO BEACH, FL 32963-1806
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2004 · Amount on Record
Deed SaleJan 30, 2004 · Amount on Record
Deed Document Number0168701309
Deed Book / Page01687 / 01309
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address515 IRIS LN, VERO BEACH, FL 32963-1806
Transaction TypeMortgage
Record UpdatedJun 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address515 IRIS LN, VERO BEACH, FL 32963-1806

Mortgage

Document Number0036230065
DateMay 22, 2023
Book Page3623/65
Instrument3120230025636
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,559.00 (+11.95%)$248,992 (+5.99%)$796,609 (+12.08%) Land $487,305 Building $309,304
2023$3,179.00 (+3.31%)$234,927 (+3%)$710,749 (+33.92%) Land $487,305 Building $223,444
2022$3,077.00$228,084$530,735 Land $348,075 Building $182,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 433 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies622 units insured
incl. 189 condo units
Nearby Flood Claims129 (1979–2024)
Claims Outside the SFHA59 of 129
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Frances, Sep 2004 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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