535 Iris Ln, Vero Beach, FL 32963 Property Records

Indian River County property record for 535 Iris Ln, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	1,345 sqft · built 1968
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Sep 2018)
Tax Bill	$7,294 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`32-40-32-00010-0070-00009.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-32-00010-0070-00009.0`
Alternative APN	`59134`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,345 sqft Living Area
Gross Area	2,065 sqft
1st Floor Area	1,345 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Tile
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	113 ft deep x 100 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	720 sqft

Exterior Amenities

Pool Area	420 sqft
Porch	Open Porch
Porch Area	535 sqft
Patio Area	590 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	535 IRIS LN
City	VERO BEACH
State	FL
Zip	32963-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	RIVER OAKS ESTATES UNIT 4 BLK 7 LOT 9 PBI 7-52
Legal Range	40E
Legal Township	32S
Legal Section	32
Legal Subdivision	RIVER OAKS ESTATES UNIT 4
Legal Block	7
Legal Lot Number	9
Legal Unit	4
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1045
Census Tract	50504

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	535 IRIS LN, VERO BEACH, FL 32963-1806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Prior Sale	Dec 12, 2011 · Amount on Record
Deed Document Number	201854187
Deed Book / Page	3145 / 2049
Prior Transfer Date	Sep 22, 2016
Prior Transfer Doc	0029682295
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 4, 2018
Property Address	535 IRIS LN, VERO BEACH, FL 32963-1806
Document Number	0031452049
Book / Page	003145 / 002049
Instrument Date	Aug 31, 2018
Instrument	54187
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 IRIS LN VERO BEACH FL 329631806, VERO BEACH, FL 32963-1806

Mortgage

Document Number	31452051
Date	Sep 4, 2018
Book Page	003145/002051
Instrument	54188

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 3, 2033

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,294.00 (+12.28%) Homeowner's exemption	$484,207 (+7.98%)	$868,417 (+13.8%) Land $487,305 Building $381,112
2023	$6,496.00 (+3.03%)	$448,436 (+3%)	$763,090 (+32.59%) Land $487,305 Building $275,785
2022	$6,305.00	$435,375	$575,521 Land $348,075 Building $227,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 433 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	622 units insured incl. 189 condo units
Nearby Flood Claims	129 (1979–2024)
Claims Outside the SFHA	59 of 129
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Frances, Sep 2004 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20