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545 Francis St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 545 Francis St, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,170 sqft · built 2021
Lot Size0.16 acres (6,969 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Aug 2025)
Tax Bill$3,671 (2025)
Deeds & MortgagesOct 2025 Transfer
Nov 2023 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN104861-0090

Property Details

APN / Parcel Number

Primary APN104861-0090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,170 sqft Living Area
1st Floor Area1,170 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Lot Dimensions137 ft deep x 50 ft wide
PorchFinished/Open Porch
Porch Area130 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address545 FRANCIS ST
CitySAINT AUGUSTINE
StateFL
Zip32084-1074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4/30 OSCEOLA ACRES LOT 9 OR6197/1030 & 6230/1607(Q/C)
Legal Range29E
Legal Township07S
Legal Section41
Legal SubdivisionOSCEOLA ACRES
Legal Block1
Legal Lot Number9
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2001
Census Tract21002

Owner

Source: St. Johns County records · APN 104861-0090

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address50 WESTMORELAND DR, PALM COAST, FL 32164-4029
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2025Quit Claim Deed, Transfer
Quitclaim
Nov 21, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Dec 16, 2022Warranty Deed, Transfer
LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC
Nov 16, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 24, 2021Warranty Deed, Transfer
LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC
Mar 23, 2021Warranty Deed, Subdivision Related Transfer
LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 06, 2025 · Amount on Record
Deed SaleAug 06, 2025 · Amount on Record
Prior SaleNov 21, 2023 · Amount on Record
Deed Document Number202562979
Deed Book / Page6197 / 1030
Last Transfer DateOct 01, 2025
Transfer Doc0062301607
Record UpdatedJun 08, 2026

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateOct 01, 2025
Property Address545 FRANCIS ST, SAINT AUGUSTINE, FL 32084-1074
Document Number0062301607
Book / Page6230 / 1607
Map ReferenceMB 4 PG 30
Instrument DateOct 01, 2025
Instrument2025080233
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address50 WESTMORELAND DR, PALM COAST, FL 32164-4029

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address50 WESTMORELAND DR, PALM COAST, FL 32164-4029

November 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 21, 2023
Property Address545 FRANCIS ST, SAINT AUGUSTINE, FL 32084
Document Number0058600524
Book / Page5860 / 524
Map ReferenceMB 4 PG 30
Instrument DateNov 10, 2023
Instrument2023091318
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2024
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3200 HILL RD, PETERSBURG, TN 37144-2410

Mortgage

Document Number0005860526
DateNov 21, 2023
Instrument5860/526
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 16, 2022
Property Address545 FRANCIS ST, SAINT AUGUSTINE, FL 32084
Document Number0056801868
Book / Page5680 / 1868
Map ReferenceMB 4 PG 30
Instrument DateDec 16, 2022
Instrument2022113199
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 LIGHTSEY CROSSING LN, ST AUGUSTINE, FL 32084-8354

November 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 16, 2022
Property Address545 FRANCIS ST, SAINT AUGUSTINE, FL 32084
Document Number0056650511
Book / Page5665 / 511
Map ReferenceMB 4 PG 30
Instrument DateNov 15, 2022
Instrument2022105083
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2024
Title CompanyLAND TITLE OF AMERICA INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354

Mortgage

Document Number0056650513
DateNov 16, 2022
Book Page5665/513
Instrument2022105084
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 24, 2021
Property Address545 FRANCIS ST, SAINT AUGUSTINE, FL 32084
Document Number0053510107
Book / Page5351 / 107
Map ReferenceMB 4 PG 30
Instrument DateAug 24, 2021
Instrument2021093376
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354
InvestorPossibly a Property Investor

March 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 23, 2021
Property Address545 FRANCIS ST, SAINT AUGUSTINE, FL 32084
Document Number0052150325
Book / Page5215 / 325
Instrument DateMar 22, 2021
Instrument2021031857
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2024
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$246,671 (-0.03%) Land $75,000 Building $171,671$246,671 (-0.03%) Land $75,000 Building $171,671
2025$3,671.00 (+4.65%)$246,738 (-4.47%)$246,738 (-4.47%) Land $75,000 Building $171,738
2024$3,508.00 (+22.49%)$258,273 (+26.2%)$258,273 (+26.2%) Land $43,838 Building $214,435
2023$2,864.00 (-4.47%)$204,655 (-4.76%)$204,655 (-4.76%) Land $41,160 Building $163,495
2022$2,998.00$214,876$214,876 Land $41,160 Building $173,716

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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