St. Johns County property record for 497 Francis St, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,392 sqft · built 2007 |
| Lot Size | 0.48 acres (20,908 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,227 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 104860-0050 |
| Primary APN | 104860-0050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 696 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,908 sqft (0.48 acres) |
| Lot Dimensions | 205 ft deep x 100 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 76 sqft |
| Patio Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 497 FRANCIS ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-0608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-30 OSCEOLA ACRES LOTS 5 6 & 19 BLK 9 OR2952/1495 &4038/1912(F/J) |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | OSCEOLA ACRES |
| Legal Block | 9 |
| Legal Lot Number | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21002 |
Source: St. Johns County records · APN 104860-0050
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 497 FRANCIS ST, SAINT AUGUSTINE, FL 32084-0608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,716 (+2.7%) | $288,792 (+6.48%) Land $130,000 Building $158,792 | |
| 2025 | $1,227.00 (+17.98%) Homeowner's exemption | $104,884 (+5.99%) | $271,222 (+0.77%) Land $130,000 Building $141,222 |
| 2024 | $1,040.00 (+2.67%) | ||
| 2023 | $1,013.00 (+4.97%) Homeowner's exemption | $98,959 (+3%) | $269,142 (-4.65%) Land $92,512 Building $176,630 |
| 2022 | $965.00 Homeowner's exemption | $96,077 | $282,265 Land $92,512 Building $189,753 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090210022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 15 (1989–2020) |
| Claims Outside the SFHA | 12 of 15 |
| Most Recent Claim | Sep 2020, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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