St. Johns County property record for 529 Francis St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,170 sqft · built 2021 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,560 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104861-0080 |
| Primary APN | 104861-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Lot Dimensions | 137 ft deep x 50 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 130 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 529 FRANCIS ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4/30 OSCEOLA ACRES LOT 8 OR5394/1200 & 5440/768 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | OSCEOLA ACRES |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21002 |
Source: St. Johns County records · APN 104861-0080
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Nov 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 08, 2021 | Warranty Deed, Transfer |
| Oct 15, 2021 | Warranty Deed, Subdivision Related Transfer LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Aug 24, 2021 | Warranty Deed, Transfer LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Mar 23, 2021 | Warranty Deed, Subdivision Related Transfer LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 529 FRANCIS ST, SAINT AUGUSTINE, FL 32084-1074 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Title Company | NOT AVAILABLE, TAMPA TITLE |
| Name | Verified Name |
|---|---|
| Address | 95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354 |
| Document Number | 0054111322 |
|---|---|
| Date | Nov 03, 2021 |
| Book Page | 5411/1322 |
| Instrument | 2021119947 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 08, 2021 |
| Property Address | 529 FRANCIS ST, SAINT AUGUSTINE, FL 32084-1074 |
| Document Number | 0054400768 |
| Book / Page | 5440 / 768 |
| Map Reference | MB 4 PG 38 |
| Instrument Date | Dec 06, 2021 |
| Instrument | 2021132997 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354 |
| Name | Verified Name |
|---|---|
| Address | 95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 15, 2021 |
| Property Address | 529 FRANCIS ST, SAINT AUGUSTINE, FL 32084-1074 |
| Document Number | 0053941200 |
| Book / Page | 5394 / 1200 |
| Map Reference | MB 4 PG 30 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021112533 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 LIGHTSEY CROSSING LN, ST AUGUSTINE, FL 32084-8354 |
| Name | Verified Name |
|---|---|
| Address | 95 LIGHTSEY CROSSING LN, ST AUGUSTINE, FL 32084-8354 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 24, 2021 |
| Property Address | 529 FRANCIS ST, SAINT AUGUSTINE, FL 32084-1074 |
| Document Number | 0053510107 |
| Book / Page | 5351 / 107 |
| Map Reference | MB 4 PG 30 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 2021093376 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354 |
| Name | Verified Name |
|---|---|
| Address | 95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 23, 2021 |
| Property Address | 529 FRANCIS ST, SAINT AUGUSTINE, FL 32084-1074 |
| Document Number | 0052150325 |
| Book / Page | 5215 / 325 |
| Map Reference | MB 4 PG 30 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 2021031857 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354 |
| Name | Verified Name |
|---|---|
| Address | 95 LIGHTSEY CROSSING LN, SAINT AUGUSTINE, FL 32084-8354 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,367 (+5.78%) Land $75,000 Building $177,367 | $252,367 (+5.78%) Land $75,000 Building $177,367 | |
| 2025 | $3,560.00 (+10.87%) | $238,571 (+16.57%) | $238,571 (+16.57%) Land $75,000 Building $163,571 |
| 2024 | $3,211.00 (+12.12%) | ||
| 2023 | $2,864.00 (-4.47%) | $204,655 (-4.76%) | $204,655 (-4.76%) Land $41,160 Building $163,495 |
| 2022 | $2,998.00 | $214,876 | $214,876 Land $41,160 Building $173,716 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 15 (1989–2020) |
| Claims Outside the SFHA | 12 of 15 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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